Business Details
16 Years
experience
Trusted Mortgage Brokers in Toronto | MoneyBroker Canada
MoneyBroker Canada is a team of experienced professional mortgage brokers led by Christine Xu, recognized as the No.1 Alternative Mortgage Broker in Canada. With over two decades of combined experience, our team has secured tens of thousands of residential and commercial mortgages for clients across Canada. Our strength lies in our deep industry knowledge and ability to tailor solutions for unique financial situations. We specialize in hassle-free, low-interest-rate mortgages with fast turnaround times within 24-48 hours. Our services include residential mortgages, commercial mortgages, refinancing, reverse mortgages, 2nd/3rd mortgages, and private mortgages.Backed by partnerships with over 80 financial institutions and private lenders, we provide competitive rates and customized products. Our team's expertise spans multi-residential, mixed-use, retail, industrial, and construction development projects. We serve salaried, self-employed, and non-traditional income clients with equal dedication. Our commitment to exceptional service has earned us multiple industry awards and long-term client relationships. We operate with transparency, prioritizing client needs while maintaining compliance with all regulatory standards.
Services
Residential Mortgages
Commercial Mortgages
Mortgage Refinancing
Reverse Mortgages
2nd/3rd Mortgages
Private Mortgages
High Interest Secured Investments
U.S. Investment Property Mortgages
Flash Loans
House Loans
Details
- Year established: 2010
Highlights and features
- We have 20+ years of combined experience in residential and commercial mortgages
- We provide fast turnaround times within 24-48 hours for mortgage approvals
- Our team offers tailored solutions for unique financial situations
- We collaborate with over 80 financial institutions and private lenders nationwide
- Our brokers hold advanced certifications including CCIM and Mortgage Broker Level 2 licenses
What people say
Highly efficient
Very professional
Fast and responsive
Excellent customer service
Best mortgage solution
Services
Residential Mortgages
We provide customized residential mortgage solutions for first-time homebuyers and investment property owners. Our services accommodate salaried, self-employed, and non-traditional income clients with flexible documentation options. With access to multiple lenders, we secure competitive rates and terms tailored to individual financial situations while maintaining fast approval timelines.
Commercial Mortgages
Our commercial mortgage experts specialize in financing solutions for multi-residential, mixed-use, retail, industrial, and construction development projects. We evaluate clients' complete financial profiles beyond traditional income metrics, offering flexible terms and competitive rates through our network of 80+ lending partners to support business growth and property investments.
Mortgage Refinancing
We help clients access equity through refinancing options that reduce monthly payments or provide cash for renovations, business investments, or debt consolidation. Our team analyzes each situation to determine whether refinancing or alternative solutions like second mortgages would better serve clients' financial objectives while maintaining cost-effectiveness.
Reverse Mortgages
Our reverse mortgage solutions enable Canadian seniors to access home equity without monthly repayments. These tax-free funds support retirement needs while preserving government benefits. We guide clients through eligibility requirements and ensure they maintain ownership of their properties with no forced sale obligations during their lifetime.
Private Mortgages
We connect clients with private lending solutions for unique financial situations where traditional financing isn't suitable. Our network provides access to high-interest secured investments and alternative loan structures with flexible underwriting criteria, particularly beneficial for non-traditional borrowers seeking short-term financing solutions.
People
Christine Xu
CEO | Principal Mortgage Broker
With over 20 years of experience, Christine is a five-time Alternative Broker of the Year award winner and holds the rare CCIM designation. She leads MoneyBroker Canada's strategic direction while maintaining active client relationships.
Ron Cuadra
Chief Operating Officer
Bringing 26 years of banking and mortgage industry experience, Ron oversees operations with expertise in underwriting, sales, and administrative leadership from previous senior roles at major Canadian financial institutions.
Michael Cuadra
VP Underwriting and Sales
With 16 years in financial services, Michael applies his extensive mortgage sector experience from customer service to executive management, previously serving as Senior Manager of Underwriting at Home Trust.
Patricia Lam
VP Underwriting and Sales
A 25-year financial services veteran with 15 years specializing in mortgages, Patricia combines statistical expertise with multilingual capabilities to mentor agents and deliver customized client solutions.
Kelly Zang
Senior Manager
With 12 years in finance and real estate, Kelly leverages her lending expertise from top Canadian banks to secure optimal mortgage rates while serving diverse clients in English, Mandarin, and Cantonese.
Questions
What mortgage types does MoneyBroker Canada offer?
We offer residential, commercial, reverse, 2nd/3rd mortgages, private mortgages, and U.S. investment property mortgages with flexible terms from 6 months to 10 years.
How quickly can I get mortgage approval?
Our fast turnaround delivers mortgage approvals within 24-48 hours through our streamlined process and extensive lender network partnerships.
Can self-employed individuals qualify for mortgages?
Yes, we specialize in mortgage solutions for self-employed clients and those with non-traditional income sources through flexible documentation options.
Do you serve clients outside Toronto?
We serve clients across Ontario including Brampton, Markham, Mississauga, and Newmarket, with remote services available for clients nationwide.
What are your current mortgage rates?
Our rates start at 3.69% for 6-month terms up to 5.19% for 10-year terms, with variable rates starting at P-.9%. Rates update regularly based on market conditions.
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