Business Details
26 Years
experience
Your Trusted Kelowna Mortgage Brokers Since 2000
As a family-owned mortgage brokerage since 2000, we bring over 50 years of combined experience to help clients navigate mortgage solutions tailored to their unique needs. Our father-daughter-son team collaborates on every file, ensuring continuous support and expertise throughout the mortgage process. We prioritize client education, empowering homeowners to understand mortgage intricacies while leveraging our deep local market knowledge since 1984.Our unbiased approach, sourced from working with Canadas top lenders, guarantees competitive rates without cost to clients for standard financing. Backed by 175+ Google reviews, we combine personalized service with a commitment to staying ahead of industry trends, ensuring stress-free mortgage experiences for first-time buyers, investors, and renewals.
Services
Mortgage Purchases
Refinancing
Home Equity Lines
Rental Property Mortgages
First-Time Buyer Programs
Details
- Year established: 2000
Highlights and features
- We offer 50+ years of combined mortgage expertise with a family team approach.
- Our clients benefit from unbiased advice across Canadas top lenders.
- We provide personalized mortgage education to empower informed decisions.
- Local market knowledge since 1984 ensures tailored regional insights.
- No cost to clients for standard financing solutions.
What people say
Patient and prompt
Years of experience
Stress-free experience
Excellent communication
Trusted advisors
Services
Mortgage Purchases
We guide clients through home purchase mortgages, offering pre-approvals, competitive rates, and tailored solutions. Our team educates first-time buyers and investors on qualifying criteria, down payment options, and lender requirements. With access to Canadas top lenders, we secure optimal terms for owner-occupied or investment properties.
Refinancing
Our refinancing services help clients access equity, consolidate debt, or reduce rates. We analyze individual financial goals to restructure mortgages with extended amortization, lower payments, or renovation financing. Clients benefit from our lender network to secure favorable terms aligned with their needs.
Home Equity Lines
We facilitate home equity lines of credit (HELOCs) for clients seeking flexible financing. By leveraging up to 65% of property value, we connect clients with lenders offering interest-only payments and combined mortgage-HELOC solutions. Our expertise ensures competitive terms for home improvements or financial management.
Rental Property Mortgages
Specializing in rental property financing, we assist investors in qualifying through rental income verification. Our lender partnerships provide tailored solutions for purchasing or converting owner-occupied properties, ensuring compliance with investment mortgage guidelines and maximizing cash flow potential.
First-Time Buyer Programs
We support first-time buyers with pre-approvals, stress-test navigation, and provincial incentive programs. Our step-by-step guidance covers down payment strategies, credit requirements, and closing processes, ensuring a seamless transition to homeownership with confidence and clarity.
People
Ed Kolisnyk
Senior Mortgage Broker
With 45+ years in finance, Ed transitioned from banking to mortgage brokering in 2000. He specializes in complex mortgages and leverages deep Okanagan market knowledge to guide clients.
Shannon Brolund
Mortgage Broker
A Certified Financial Planner with 20+ years of experience, Shannon focuses on integrating mortgages into clients broader financial strategies, emphasizing long-term savings and investment alignment.
Chris Kolisnyk
Mortgage Broker
Joining the team in 2011, Chris specializes in first-time buyer education and technology-driven mortgage solutions, combining generational expertise with modern industry trends.
Questions
How much do you charge for your services?
No fees for standard financing. Lenders pay us a finder’s fee for bank-approved mortgages.
What mortgage lenders do you work with?
We partner with top Canadian institutions like Scotiabank, TD, and MCAP, plus monoline lenders.
Can self-employed individuals qualify for mortgages?
Yes. We specialize in non-traditional income verification and flexible qualifying criteria.
Do you offer online mortgage applications?
Yes. Our secure 128-bit SSL platform allows easy online applications with one credit check.
What down payment is required?
Minimum 5% down payment, depending on credit and income qualifications.
Can I transfer my mortgage to a better rate?
Yes. We analyze penalties vs. savings to determine if switching lenders benefits you.
