Business Details
20 Years
experience
Trusted Mortgage Brokers in Burlington, ON
Dominion Lending Centres Parato Mortgage Group has been a trusted name in the Canadian mortgage industry since 2006. Our team of licensed professionals works exclusively for our clients, not lenders, ensuring access to over 230 financial institutions including major banks, credit unions, and trust companies. We specialize in tailored mortgage solutions for first-time buyers, self-employed individuals, and those with unique credit situations. Our expertise extends to home purchases, refinancing, equity loans, and investment property financing. Recognized nationally with awards such as Mortgage Brokerage of the Year and featured in Canada's Fastest-Growing Companies, we combine industry leadership with personalized service.Our professionals are available evenings, weekends, and by appointment to accommodate client needs. We prioritize transparent communication, competitive rate negotiation, and comprehensive education about mortgage options to empower informed decisions. With a proven track record of helping clients save thousands through strategic rate shopping, we remain committed to delivering value-driven solutions across Canada.
Services
Home Purchase
Mortgage Renewal
Refinance
Home Equity
Mortgage Life Insurance
Self-Employed Solutions
CHIP Refinance
Credit Report Analysis
Term Selection
Equity Management
Details
- Year established: 2006
Highlights and features
- We offer access to over 230 lending institutions across Canada
- Our team has received national Mortgage Brokerage of the Year awards
- We provide 24/7 availability for mortgage consultations and support
- Our professionals negotiate directly with lenders to secure better rates
- We offer free mortgage reviews to evaluate your current financing options
Services
Home Purchase
Our Home Purchase service helps first-time buyers and experienced homeowners secure competitive mortgage rates through our network of 230+ lenders. We provide pre-approval guidance, term comparisons, and payment projections to ensure informed decisions. Our team specializes in matching clients with programs tailored to their financial situation.
Mortgage Renewal
Mortgage Renewal assistance ensures clients maximize savings when renegotiating terms. We analyze current market rates, compare offers from multiple lenders, and negotiate better conditions than standard renewal offers. Our experts help clients avoid automatic renewals that often cost thousands in unnecessary interest.
Refinance
Refinance solutions allow homeowners to access equity for debt consolidation, home improvements, or investments. We evaluate eligibility for CHIP Refinance and other programs, comparing rates across our lender network to secure optimal terms while maintaining compliance with regulatory requirements.
Home Equity
Home Equity services help clients leverage property value for financial opportunities. We facilitate equity extraction through lines of credit or refinancing options, providing detailed assessments of repayment capabilities and long-term financial impacts while maintaining competitive rate negotiations.
Self-Employed Solutions
Self-Employed Solutions address unique financing challenges faced by entrepreneurs. We connect self-employed clients with lenders offering alternative income verification methods, ensuring access to competitive rates despite non-traditional income documentation requirements through our extensive lender network.
People
John Parato
Franchise Owner
John Parato brings extensive mortgage industry experience as a Level 2 Mortgage Agent. Leading the Dominion Lending Centres Parato Mortgage Group, he focuses on client-centric solutions and competitive rate negotiations across Ontario.
Questions
How do mortgage brokers get better rates than banks?
We access 230+ lenders including major banks, credit unions, and trust companies. This competition allows us to negotiate better terms than individual institutions offering only their own products.
What documents are needed for mortgage pre-approval?
Basic income verification, employment details, and credit history information are required. Our brokers explain specific requirements and help prepare documentation for optimal approval chances.
Can I renew my mortgage before the renewal date?
Yes, we recommend starting the renewal process 4-6 months before expiration to secure better rates through competitive lender negotiations rather than accepting automatic renewals.
Do you offer services outside regular business hours?
Our mortgage professionals are available evenings, weekends, and by appointment to accommodate client schedules while maintaining personalized service quality.
How are mortgage rates determined?
Rates depend on lender policies, market conditions, and client-specific factors like credit score, down payment, and loan-to-value ratio. We explain these factors when presenting rate options.
