Business Details
27 Years
experience
Your Trusted Mortgage Partner in Regina
Verico Crown Mortgage Services has been providing trusted mortgage solutions since 1999. Our team of Accredited Mortgage Professionals brings over 20 years of combined industry experience, offering personalized guidance to first-time homebuyers, refinancers, and investors. As members of the Verico Mortgage Brokers Networkthe largest national network of independent mortgage brokers in Canadawe secure competitive rates from multiple lenders while maintaining transparency throughout the process.Our commitment to ethical standards and client education ensures informed decision-making, reflected in our four consecutive Consumers Choice Awards for Regina's top mortgage broker. With expertise in specialized products like new construction, rental properties, and credit-rebuilding mortgages, we prioritize long-term relationships and community involvement, including leadership roles in local business organizations and industry councils.
Services
Purchase Mortgages
Refinance Options
Rental Properties
New Construction
Credit Recovery Mortgages
Self-Employed Mortgages
Newcomer Mortgages
Home Equity Loans
Mortgage Transfers
Investment Properties
Details
- Year established: 1999
Highlights and features
- We offer 25+ years of combined mortgage industry experience
- Our Verico network access secures exclusive lender rates
- No client fees - compensated by selected lenders
- Four-time Consumers Choice Award winners for Regina mortgage services
- Specialized expertise in credit-rebuilding mortgage solutions
Associations and certifications
- Accredited Mortgage Professionals (AMP)
- Mortgage Professionals Canada
Services
Purchase Mortgages
Specialized financing for existing home purchases with down payments as low as 5%. Our brokers guide clients through rate comparisons, pre-approvals, and closing processes while leveraging our national lender network to secure competitive terms tailored to individual financial situations.
Refinance Options
Unlock home equity up to 80% loan-to-value for renovations, debt consolidation, or investments. We analyze current mortgage terms against market offerings to optimize savings while ensuring compliance with CMHC regulations and lender-specific qualification criteria.
Rental Properties
Financing solutions for income-generating properties with loan-to-value ratios up to 80%. Our specialists assess rental income potential, tax implications, and cash flow management strategies to support sustainable real estate investment portfolios.
New Construction
Mortgage programs for new home construction with single or multiple advance disbursements. We coordinate with builders and lenders to manage construction timelines, progress payments, and final conversion to permanent financing.
Credit Recovery Mortgages
Specialized programs for clients with past credit challenges. Our brokers work with flexible lenders to establish mortgage eligibility through alternative documentation methods and structured repayment plans to rebuild financial credibility.
People
Pat Dell
Founder & Mortgage Broker
With 25+ years in mortgage brokerage, Pat Dell co-founded Crown Mortgage Services in 1999. Holding the AMP designation, she serves on Verico's National Advisory Committee and has received multiple industry awards for community service and transaction volume excellence.
Jazmine Colliness
Mortgage Associate
Leveraging paralegal experience in real estate transactions, Jazmine Colliness specializes in simplifying mortgage processes for first-time buyers and seasoned homeowners. She focuses on transparent communication and personalized financial education for all clients.
Vikas Prashar
Mortgage Broker
Vikas Prashar brings technical expertise to complex mortgage scenarios, particularly serving self-employed clients and new Canadian residents. His approach combines regulatory compliance with strategic financial planning to meet diverse client needs.
Questions
What mortgage products do you offer?
We provide purchase mortgages, refinancing, rental property loans, new construction financing, and credit recovery solutions with down payments as low as 5%.
How do mortgage rates work?
Rates fluctuate based on term length and market conditions. Current terms range from 3.99% for 5-year fixed to 5.49% for 1-year fixed rates as of April 2025.
Can I get pre-approved with bad credit?
Yes, our credit recovery programs work with lenders offering specialized terms for clients with past credit challenges or bankruptcy.
Do you help self-employed individuals?
Yes, we offer tailored mortgage solutions requiring two years of verified income documentation through Notice of Assessments.
What areas do you serve?
Primarily Regina and surrounding Saskatchewan regions, with nationwide mortgage network support through Verico's broker system.
