Business Details
20 Years
experience
Your Trusted Mortgage Broker in Montreal
Hichem Ournidi has been a trusted name in Canadian mortgage services since 2006. With access to over 230 lending institutions, including major banks and credit unions, our licensed professionals specialize in tailoring mortgage solutions to meet diverse client needs. We prioritize client interests over lenders, offering competitive rates and products for first-time buyers, self-employed individuals, and those with unique credit situations.Recognized nationally with awards like Mortgage Brokerage of the Year, our team combines expertise with a commitment to personalized service. Available evenings, weekends, and by appointment, we ensure accessibility without compromising professional standards. Our track record of innovation and client satisfaction positions us as leaders in the mortgage industry.
Services
Mortgage Pre-Approval
Home Equity Loans
Refinance Solutions
Self-Employed Mortgages
Investment Property Financing
Details
- Year established: 2006
Highlights and features
- We offer access to 230+ lenders for optimal mortgage options
- Our team holds national awards for brokerage excellence
- We provide tailored solutions for self-employed clients
- Our licensed professionals prioritize client interests over lenders
- We offer flexible availability including evenings and weekends
Services
Mortgage Pre-Approval
Our mortgage pre-approval process helps clients understand their budget before house hunting. This service evaluates creditworthiness and income to secure conditional approval for specific loan amounts. Clients benefit from knowing their purchasing power while negotiating with sellers.
Home Equity Loans
We help homeowners access their property's equity for renovations, debt consolidation, or investments. Our specialists compare various lenders' terms to find competitive rates for HELOCs and second mortgages.
Refinance Solutions
Our refinance experts help clients lower payments, consolidate debt, or access home equity. We analyze current market rates against existing mortgages to optimize financial outcomes for residential and investment properties.
Self-Employed Mortgages
We specialize in mortgage solutions for self-employed individuals requiring alternative income verification. Our team works with lenders offering flexible documentation requirements while maintaining competitive rate structures for business owners.
Investment Property Financing
Our investment property specialists help clients build real estate portfolios through tailored financing solutions. We connect investors with lenders offering competitive rates for residential and commercial rental properties across Canada.
People
Hichem Ournidi
Mortgage Broker
Licensed mortgage broker with Hichem Ournidi serving Montreal clients. Specializes in residential and investment property financing solutions for diverse client profiles.
Questions
How do mortgage brokers differ from bank lenders?
We work for clients rather than specific lenders, offering access to 230+ institutions including major banks and credit unions to find optimal mortgage products.
What are your service fees?
Our mortgage brokerage services are typically free for clients as we receive compensation from lenders upon successful loan completion.
Can you help with difficult credit situations?
Yes, we specialize in mortgage solutions for clients with credit challenges, working with lenders offering flexible approval criteria.
Do you offer commercial mortgage services?
Yes, our specialists provide financing solutions for investment properties, including multi-unit residential and commercial real estate.
How do I start the mortgage process?
Begin with our online application or contact us directly to discuss your needs and receive personalized mortgage guidance.
Are your rates negotiable?
We negotiate on your behalf with lenders to secure the best available rates based on your financial profile and market conditions.
