Empowering Your Financial Future, One Mortgage at a Time
At PHL Capital, we pride ourselves on being one of British Columbia's top providers of real estate focused investments and credit products. Our success is built on strong relationships, risk management, and our core values of trust, professionalism, and exceptional service. We take great pride in helping our communities grow and prosper, one client at a time.
Our Story
The idea for PHL Capital began over a decade ago, when our founding partners Steve Ponte and Parm Purewall gained valuable experience as senior commercial lenders at a national financial institution. Throughout their banking careers, they consistently met individuals and businesses that required credit but could not meet conventional bank lending criteria. Seeing a community need and an opportunity, Steve and Parm understood that many of these people were low credit risks and deserved an opportunity.
Our Services
At PHL Capital, we offer a range of services designed to help individuals and businesses achieve their financial goals. Our mortgage financing options are tailored to meet the unique needs of our clients, and our team of experienced professionals works closely with each client to understand their situation and provide personalized solutions. Whether you're a homeowner looking to refinance your mortgage or a real estate investor seeking financing for a new project, we have the expertise and resources to help you succeed.
Our Advantage
What sets us apart from traditional lenders is our "full spectrum" banking experience. Our founding partners have a deep understanding of the lending side of the business, which gives us an advantage in assessing risk and seeing opportunities beyond the comfort of rigid national bank guidelines. We also have a strong network of relationships with various partners and investors, allowing us to provide our clients with access to a wide range of financing options.
Our Community
At PHL Capital, we believe in giving back to our community. We are committed to supporting local organizations and initiatives that make a positive impact on the lives of our neighbors and friends. Whether through volunteer work, sponsorships, or charitable donations, we strive to make a difference in the communities we serve.
Positive Experiences with PHL
Exceptional Customer Service
Both reviewers, Tj Dhanoya and Juan Twait, have had exceptional experiences with PHL, praising the company's transparency, honesty, and excellent customer service. They appreciate the quick turnaround and informative approach of the team, particularly Lisa, Aaron, and Steve Ponte.
Recommendations and Referrals
Both reviewers highly recommend PHL, with Tj stating that they "stand behind PHL" and Juan referring them to everyone he knows. They are extremely pleased with their investments and returns, citing PHL as a better option than traditional banks and other institutions.
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