Business Details
20 Years
experience
Trusted Mortgage Brokers in Mississauga
Dominion Lending Centres has been a trusted mortgage brokerage since January 2006, offering personalized solutions for homebuyers, refinancers, and self-employed individuals. Our team of licensed professionals works exclusively for clients, not lenders, ensuring access to over 230 financial institutions including major banks and credit unions. Recognized as Mortgage Brokerage of the Year and ranked among Canada's fastest-growing companies, we combine industry expertise with tailored service. Our professionals provide unbiased advice on mortgage products, from first-time buyer programs to complex financing scenarios. With competitive rates, flexible terms, and a commitment to transparency, we prioritize client needs through every stage of the mortgage process.Our awards, including multiple Canadian Mortgage Awards and PROFIT 200 recognitions, reflect our dedication to excellence. We offer 24/7 availability, including evenings and weekends, with services accessible nationwide. Our team's expertise extends to credit rehabilitation, equity optimization, and investment property financing. By maintaining relationships with Canada's largest lenders, we secure favorable terms for diverse client profiles. Our client-centric approach has earned consistent positive testimonials, emphasizing reliability, competitive rates, and stress-free transactions.
Services
Mortgage Pre-Approval
Refinancing Solutions
Self-Employed Mortgages
Credit Rehabilitation
Investment Property Financing
Mortgage Renewals
Equity Optimization
First-Time Buyer Programs
Variable Rate Mortgages
Fixed Rate Mortgages
Details
- Year established: 2006
Highlights and features
- Award-winning brokerage with national recognition since 2006
- Access to 230+ lenders including major Canadian financial institutions
- Personalized service prioritizing client interests over lender demands
- Specialized expertise in self-employed financing and credit rehabilitation
- Proven track record of securing rates below advertised market averages
Associations and certifications
- Canadian Association of Accredited Mortgage Professionals
- Genworth Financial Canada
- Canada Revenue Agency
- Canadian Association of Home and Property Inspectors
- Canadian Home Builders Association
What people say
Best mortgage rate
Patient explanations
Painless process
After-hours availability
Excellent communication
Services
Mortgage Pre-Approval
Our mortgage pre-approval process determines your exact borrowing capacity based on lender criteria. We secure rate guarantees for 60-120 days while you search for properties, protecting against rate increases while allowing flexibility to benefit from decreases. This service includes comprehensive analysis of your financial situation and market options.
Refinancing Solutions
We help clients access home equity for debt consolidation, home improvements, or investments. Our experts analyze current mortgage terms against market offerings to secure better rates or terms. This service includes detailed comparisons of potential savings and customized repayment strategies tailored to individual financial goals.
Self-Employed Mortgages
Specialized financing solutions for self-employed individuals facing traditional lending challenges. We work with lenders who understand non-traditional income structures, offering flexible documentation requirements and competitive rates. Our service includes income verification strategies and tailored mortgage products for business owners.
Credit Rehabilitation
We assist clients with credit challenges in improving their mortgage eligibility. Our professionals develop customized plans to address credit issues while connecting clients with appropriate lending options. This service combines financial guidance with access to specialized mortgage products for improved homeownership opportunities.
Investment Property Financing
Comprehensive financing options for residential and commercial investment properties. We provide access to lenders offering competitive rates for portfolio diversification, with expertise in analyzing rental income potential and cash flow management strategies for property investors.
People
Bonnie Smith
Mortgage Agent Level 2
Licensed mortgage professional with extensive experience in Canadian mortgage markets. Specializes in first-time buyer programs, self-employed financing, and complex mortgage solutions. Recognized for personalized service and consistently securing favorable rates for clients.
Questions
What mortgage options exist for self-employed individuals?
We offer specialized programs with flexible income verification requirements tailored to self-employed clients, including business owners and contractors.
Can I get pre-approved with bad credit?
Yes, we work with lenders offering mortgage options for clients with credit challenges while providing guidance to improve creditworthiness.
How do your rates compare to banks?
Our access to 230+ lenders typically secures rates below major banks, with recent clients saving up to 2.5% on mortgage terms.
Do you offer virtual mortgage consultations?
Yes, we provide full-service virtual consultations via phone or video conferencing for client convenience.
What's the mortgage renewal process?
We analyze your current mortgage terms, compare market options, and negotiate better rates up to 120 days before renewal date.
How quickly can you process a mortgage application?
Standard applications typically close within 30 days, with expedited options available for urgent purchase requirements.
