Business Details
20 Years
experience
Your Trusted Mortgage Broker in Cornwall
Dominion Lending Centres was founded in 2006 with a mission to empower Canadians through accessible, personalized mortgage solutions. Our team of licensed professionals works independently to connect clients with over 230 lending institutions, including major banks, credit unions, and trust companies. We specialize in tailoring mortgage products for diverse needs, from first-time homebuyers to self-employed individuals and those with credit challenges.Recognized nationally with awards such as Mortgage Brokerage of the Year, we prioritize client-centric service and transparency. Our expertise extends to mortgage renewal, refinancing, equity optimization, and financial education, ensuring clients make informed decisions. With a commitment to innovation and integrity, we have become a trusted leader in Canada's mortgage industry, consistently ranked among the fastest-growing companies.
Services
Mortgage Pre-Approval
Home Equity Loans
Refinancing Solutions
Self-Employed Mortgages
Mortgage Renewal
Details
- Year established: 2006
Highlights and features
- We offer access to 230+ lenders, including major banks and credit unions.
- Our services are free for standard mortgage applications.
- Award-winning brokerage recognized nationally for excellence.
- Specialize in complex cases, including credit challenges and self-employment.
- Provide personalized financial education and equity optimization strategies.
Associations and certifications
- FSRA
What people say
Extremely professional
Fantastic job
Highly recommend
Goes above and beyond
Prompt communication
Services
Mortgage Pre-Approval
Our mortgage pre-approval process helps clients understand their budget and secure competitive rates before house hunting. We analyze financial situations, credit history, and goals to provide tailored recommendations. This service ensures clients are prepared to act quickly in competitive markets while avoiding unexpected costs.
Home Equity Loans
We help homeowners leverage their property's equity for debt consolidation, renovations, or investments. Our experts assess eligibility and structure loans to maximize financial benefits while minimizing risks. This service provides flexible access to funds with strategic repayment options tailored to individual circumstances.
Refinancing Solutions
Our refinancing service optimizes mortgage terms to reduce payments or access equity. We evaluate current rates, credit improvements, and financial goals to identify savings opportunities. Clients receive comprehensive guidance on breaking existing terms and securing better conditions.
Self-Employed Mortgages
We specialize in mortgage solutions for self-employed individuals with non-traditional income structures. Our team navigates unique documentation requirements and connects clients with lenders accommodating variable earnings. This service ensures fair assessment of financial stability and business performance.
Mortgage Renewal
Our renewal service helps clients avoid automatic lender renewals by proactively shopping for better rates. We analyze market conditions and negotiate terms 4-6 months before expiration. This ensures clients secure optimal rates and terms rather than accepting default offers.
People
Jenni MacDonald
Mortgage Broker
Jenni MacDonald is a licensed mortgage broker in Cornwall with expertise in credit rehabilitation and complex mortgage solutions. She specializes in helping clients with challenging financial histories achieve homeownership through personalized strategies and lender negotiations.
Questions
How do mortgage brokers get paid?
Our services are free for standard applications. Lenders pay us commissions when we arrange mortgages. For complex cases requiring specialized solutions, minimal fees may apply with full transparency.
Can you help clients with bad credit?
Yes. We specialize in credit rehabilitation strategies and have lenders accommodating various credit situations. Our brokers create tailored plans to improve eligibility and secure mortgages.
What areas do you serve?
While based in Cornwall, we operate nationwide through virtual consultations and partnerships, serving clients across Canada with personalized mortgage solutions.
How early should I start mortgage renewal planning?
Begin 4-6 months before expiration. This allows time to negotiate better rates and terms rather than accepting lenders' default renewal offers.
What documents are needed for mortgage approval?
Typical requirements include proof of income, employment verification, credit history, down payment documentation, and property details. Our team guides clients through specific requirements.
Do you offer virtual mortgage consultations?
Yes. We provide secure online consultations and application processes for client convenience, maintaining personalized service regardless of location.
