Business Details
12 Years
experience
Your Trusted Toronto Mortgage Investment Partner
Founded in 2014, Silver Fund Mortgage Investment has established itself as a trusted provider of mortgage investment solutions in Toronto, Ontario. Our expertise lies in offering investors access to diversified pools of residential and commercial mortgages, secured by Canadian real estate. With a team of seasoned mortgage underwriters and administrators, we ensure rigorous due diligence and adherence to strict investment policies.Licensed as a Mortgage Administrator (License #12641), we operate within the framework of a Mortgage Investment Corporation (MIC), prioritizing capital preservation and consistent returns. Our approach combines deep market knowledge with personalized service for both investors and borrowers, addressing gaps left by traditional lenders through flexible, equity-focused financing solutions.
Services
Mortgage Investments
Private Financing
Residential Mortgages
Commercial Mortgages
Bridge Loans
Construction Financing
RRSP/TFSA Investments
Dividend Reinvestment
Portfolio Management
Custom Solutions
Details
- Year established: 2014
Highlights and features
- 10+ years of experience in mortgage origination and administration
- Diversified portfolio reducing individual mortgage risk exposure
- Superior returns through underserved private mortgage markets
- Expert team managing all aspects of mortgage transactions
- Fast approval process focusing on property equity rather than credit scores
Associations and certifications
- Mortgage Administrator License #12641
Services
Mortgage Investments
Our mortgage investment programs allow clients to participate in diversified portfolios of residential and commercial mortgages. Investors benefit from risk distribution across multiple properties while earning consistent returns secured by real estate assets. The funds are professionally managed with monthly distribution options available.
Private Mortgage Financing
We provide flexible private mortgage solutions for borrowers who don't qualify through traditional lenders. Our equity-focused approach considers property value rather than strict credit requirements, offering fast approvals for residential and commercial properties across Ontario.
Residential Mortgages
Specializing in first and second residential mortgages, we offer competitive rates with streamlined approval processes. Our solutions cater to homeowners needing purchase financing, refinancing, or equity access through flexible terms tailored to individual circumstances.
Short-Term Financing
Our short-term mortgage solutions address immediate financial needs through bridge loans and construction financing. Ideal for property renovations, emergency expenses, or avoiding foreclosure, these programs provide quick access to capital with flexible repayment terms.
Dividend Reinvestment Plan
Investors can choose to reinvest monthly distributions through our Dividend Reinvestment Plan (DRIP). This compounding strategy allows for portfolio growth while maintaining the security of professionally managed mortgage assets backed by Canadian real estate.
Questions
What is a Mortgage Investment Corporation (MIC)?
A MIC is a Canadian tax-efficient investment vehicle that pools capital for private mortgage lending. Income flows directly to investors without corporate taxation, offering returns from secured real estate mortgages.
How does Silver Fund protect investor capital?
We maintain strict underwriting standards, diversify investments across multiple mortgages, and secure all loans with real estate collateral. Our conservative risk profile focuses on prime locations in Ontario's strong real estate markets.
What returns can investors expect?
Our investment options target annual returns of 7-10%, with two distinct programs offering different risk-return profiles while maintaining capital preservation as a priority.
Can non-Canadian residents invest?
Yes, while our mortgages are secured on Canadian properties, property owners and investors are not required to be Canadian residents to participate in our programs.
What mortgage types do you offer borrowers?
We provide first and second residential mortgages, commercial mortgages, bridge loans, and construction financing. All solutions focus on property equity rather than traditional credit requirements.
