Richard H Financial

Our Vision

To empower individuals and families in achieving financial security, clarity, and peace of mind.

Who We Are

Richard Hearn Financial Services is a team of experienced and dedicated financial advisors serving individuals and families in the Greater Toronto Area. We are passionate about guiding clients through the complexities of personal finance and creating customized plans that align with their unique goals and aspirations.

Our Expertise

We offer a comprehensive range of services to address all aspects of your financial life. Our expertise includes:

Financial Planning

• Comprehensive wealth assessments
• Goal-setting and financial planning
• Retirement planning and analysis
• Tax planning and optimization
• Estate planning and insurance analysis

Retirement Planning

• Comprehensive reviews of your existing plans
• Strategy development for maximizing retirement income
• Guidance on tax-efficient investment options
• Plan administration and contribution assistance

Wealth Management

• Portfolio analysis and optimization
• Investment selection and review
• Risk management strategies
• Regular portfolio reviews and updates

Additional Services

• Estate planning and succession analysis
• Insurance analysis and recommendation
• Educational resources and calculators
• Access to exclusive financial tools and research

Our Approach

We take a personalized and collaborative approach to financial planning. We take the time to understand your individual circumstances, goals, and aspirations. We work with you to develop a customized plan that aligns perfectly with your needs and aspirations. We believe in open communication, transparency, and ongoing collaboration throughout the process.

Our Clients

We work with individuals and families at all stages of life, including:

• Emerging adults establishing their financial independence
• Young families planning for the future
• Established families managing wealth accumulation
• Retirees planning for a secure and comfortable post-career life
• Individuals and families with specific financial goals or challenges

Contact Us

To discuss your financial goals and explore how we can help you achieve them, please contact us to schedule a complimentary consultation.