Business Details
20 Years
experience
Your Trusted Mortgage Broker in St. Catharines
Dominion Lending Centres was launched in January 2006 with a mission to provide Canadians with unparalleled access to mortgage products and competitive rates. Our team of licensed mortgage professionals works exclusively for clients, not lenders, ensuring unbiased advice and tailored solutions. With access to over 230 lending institutions, including major banks and credit unions, we offer a diverse range of mortgage products for first-time buyers, self-employed individuals, and those with unique credit situations.Recognized as Mortgage Brokerage of the Year and ranked among Canada's fastest-growing companies, our expertise and commitment to client satisfaction have solidified our reputation as industry leaders. We prioritize transparency, offering free consultations for standard services and charging fees only for specialized credit solutions. Our professionals are available evenings, weekends, and by appointment to accommodate client needs, ensuring a seamless and informed mortgage experience.
Services
Mortgage Brokerage
Home Equity Loans
Refinancing
Credit Counseling
Investment Property Financing
Self-Employed Mortgages
Mortgage Renewals
Debt Consolidation
RRSP Planning
Equipment Leasing
Details
- Year established: 2006
Highlights and features
- We offer access to 230+ lenders for optimal rate comparisons
- Our team holds national awards for mortgage brokerage excellence
- Free standard consultations with licensed mortgage professionals
- Specialized solutions for self-employed individuals and credit-challenged clients
- Ranked among Canada's fastest-growing companies for five consecutive years
Associations and certifications
- Mortgage Brokerage of the Year
- PROFIT 200
Services
Mortgage Brokerage
Dominion Lending Centres provides comprehensive mortgage brokerage services connecting clients with over 230 Canadian lenders. Our professionals negotiate competitive rates for home purchases, renewals, and refinancing. With expertise in first-time buyer programs, self-employed financing, and credit-challenged solutions, we deliver tailored mortgage products while maintaining complete transparency about terms and conditions.
Home Equity Loans
We help homeowners leverage property equity for debt consolidation, home improvements, education expenses, or investment opportunities. Our specialists explain risks and benefits while structuring loans that align with financial goals. Services include CHIP Refinance and customized repayment plans to maximize financial flexibility while maintaining housing stability.
Mortgage Renewals
Our team proactively shops for better renewal rates up to six months before term expiration. We analyze market conditions and lender offers to secure optimal terms. Clients receive comparative analyses showing potential savings versus accepting standard renewal offers from existing lenders.
Credit Counseling
We provide educational resources about credit reports, score improvement strategies, and mortgage qualification criteria. Our professionals help clients understand how credit history impacts loan terms while offering practical steps to enhance borrowing capacity through responsible financial management.
Investment Mortgages
Specialized financing solutions for rental properties, vacation homes, and commercial real estate. We connect investors with lenders offering competitive rates for income-generating properties. Services include cash flow analysis, portfolio optimization, and strategic debt structuring to maximize investment returns.
People
Kevin Liddiard
Mortgage Broker
BA graduate with Mortgage Broker Originator Licence #M12000128, Kevin Liddiard brings extensive industry experience to Dominion Lending Centres. He specializes in complex mortgage solutions while maintaining a client-focused approach to financial education and long-term planning.
Questions
How do mortgage brokers differ from bank lenders?
Brokers access 230+ lenders to find optimal rates, while banks only offer their own products. We negotiate on your behalf with multiple institutions.
What mortgage services do you offer?
We provide purchase mortgages, renewals, refinancing, home equity loans, self-employed financing, and investment property mortgages across Canada.
Are your services free?
Standard consultations and rate comparisons are free. Specialized credit solutions may incur fees due to complex processing requirements.
How can I prepare for mortgage renewal?
Start 4-6 months before expiration. We'll analyze market rates and negotiate competitive offers to replace standard renewal terms from existing lenders.
Do you help credit-challenged applicants?
Yes, our specialists create customized mortgage plans for clients with past credit issues, leveraging relationships with flexible lending partners.
