Business Details
20 Years
experience
Trusted Mortgage Brokers in Niagara Falls
Dominion Lending Centres was founded in 2006 with a mission to provide Canadians with unparalleled access to mortgage products and rates. Our team of licensed professionals works directly with over 230 lending institutions, including major banks and credit unions, to ensure clients receive tailored solutions for home purchases, refinancing, and renewals. We specialize in addressing unique financial situations, such as self-employment and credit challenges, while maintaining a client-first approach. Recognized nationally with awards like Mortgage Brokerage of the Year, we combine industry expertise with personalized service. Our professionals are consistently ranked among the best in Canada, offering guidance on fixed and variable rate mortgages, equity extraction, and investment property financing.We prioritize education, empowering clients to make informed decisions about their mortgage terms and credit health. Available evenings, weekends, and by appointment, we bring convenience to the mortgage process. As a top-performing network, we leverage our partnerships to secure competitive rates and innovative products. Our commitment to transparency ensures no hidden fees, and our track record of growth reflects our dedication to client satisfaction. Dominion Lending Centres remains a trusted leader in the mortgage industry, focused on delivering value and long-term financial benefits.
Services
Mortgage Pre-Approval
Home Equity Loans
Refinancing Solutions
Self-Employed Mortgages
Mortgage Renewal
Fixed Rate Mortgages
Variable Rate Mortgages
CHIP Refinance
Investment Property Financing
Credit Recovery Mortgages
Details
- Year established: 2006
Highlights and features
- We provide access to over 230 lenders, including Canada's largest banks and credit unions.
- Our licensed professionals specialize in mortgages for self-employed individuals and unique financial situations.
- Recognized nationally with awards including Mortgage Brokerage of the Year.
- We offer personalized guidance on fixed and variable rate mortgages, equity extraction, and investment properties.
- Available evenings, weekends, and by appointment for client convenience.
Associations and certifications
- Canadian Association of Accredited Mortgage Professionals
- Genworth Financial Canada
Services
Mortgage Pre-Approval
Our mortgage pre-approval process helps clients understand their budget and secure competitive rates before house hunting. We assess financial situations, credit history, and income stability to provide tailored recommendations. This service ensures clients are well-positioned to make confident offers on properties.
Refinancing Solutions
We help clients unlock home equity for debt consolidation, home improvements, or investments through strategic refinancing. Our team evaluates current mortgage terms and market options to secure better rates or adjust loan structures. This service provides financial flexibility while minimizing long-term costs.
Self-Employed Mortgages
Designed for entrepreneurs and freelancers, this service addresses unique income verification challenges. We connect clients with lenders offering flexible documentation requirements and competitive terms. Our expertise ensures self-employed individuals access suitable mortgage products aligned with their financial profiles.
Mortgage Renewal
We assist clients in renegotiating mortgage terms at renewal to secure better rates and avoid automatic lender offers. Our team analyzes market conditions and client goals to optimize renewal strategies. This service ensures clients retain savings and flexibility as their needs evolve.
Home Equity Loans
This service enables homeowners to leverage property equity for major expenses like education, renovations, or business investments. We compare loan-to-value ratios and interest rates across lenders to structure affordable repayment plans. Clients benefit from competitive terms while maintaining home ownership stability.
People
Michael Distefano
Mortgage Agent Level 2
Michael Distefano brings extensive expertise in mortgage solutions, specializing in client-focused financing strategies. With years of experience, he guides clients through complex mortgage processes, ensuring tailored advice and competitive rates.
Questions
What mortgage services do you offer?
We provide home purchase financing, refinancing, mortgage renewals, self-employed solutions, equity loans, and investment property financing tailored to individual needs.
How can a mortgage broker save me money?
We compare rates across 230+ lenders to secure the best terms, negotiate on your behalf, and identify cost-saving strategies during renewals or refinancing.
Can I get a mortgage with self-employment income?
Yes. We specialize in verifying non-traditional income streams and connecting self-employed clients with lenders offering flexible documentation requirements.
Are your services free for clients?
Yes. Our brokerage is compensated by lenders, so clients receive expert advice without direct fees.
How do I start the mortgage process?
Contact us via phone or our website to schedule a consultation. We’ll assess your goals and begin comparing mortgage options tailored to your situation.
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