Business Details
10 Years
experience
Emergency
services
Your Trusted Insurance Partner in Concord, ON
Oracle RMS specializes in delivering customized insurance solutions tailored to the unique needs of individuals and businesses. With a focus on understanding client-specific risks, we partner with leading insurance providers to create policies that offer comprehensive protection without unnecessary coverage. Our team of licensed professionals brings extensive industry experience, ensuring clients receive personalized service and competitive rates.Committed to transparency and client satisfaction, we prioritize risk assessment and policy customization to provide peace of mind. As a trusted advisor in the Greater Toronto Area, Oracle RMS leverages its network of industry partners to deliver innovative insurance products that adapt to evolving client needs.
Services
Automobile Insurance
Home Insurance
Commercial Insurance
Cyber Insurance
Boat Insurance
Group Benefits
Life Insurance
Travel Insurance
Landlord Protection
Specialty Programs
Details
- Year established: 2016
Highlights and features
- Customized insurance policies tailored to your specific needs
- Experienced team with combined decades of industry expertise
- RIBO-licensed brokers ensuring regulatory compliance and professionalism
- 24/7 claims assistance for emergency situations
- Extensive network of leading insurance providers for competitive rates
Associations and certifications
- Insurance Institute of Canada
- Registered Insurance Brokers of Ontario (RIBO)
What people say
Knowledgeable and helpful
Excellent customer service
Great rate
Prompt responses
Honest advice
Services
Automobile Insurance
We provide customized automobile insurance policies covering third-party liability, accident benefits, and uninsured motorist protection. Our solutions accommodate diverse driving histories and vehicle types, ensuring compliance with Ontario's mandatory requirements while offering optional enhancements like collision coverage and rental reimbursement. With partnerships across leading insurers, we secure competitive rates tailored to individual risk profiles.
Commercial Insurance
Our commercial insurance packages protect businesses against liability claims, property damage, and operational disruptions. Coverage includes general liability, commercial auto, property insurance, and business interruption protection. We specialize in risk assessment for small to mid-sized enterprises, creating policies that align with industry-specific exposures while ensuring cost-effectiveness through our broker network.
Home Insurance
We offer comprehensive home insurance solutions covering dwelling protection, personal liability, and contents insurance. Policies include protection against fire, theft, and water damage, with optional endorsements for overland flooding and sewer backup. Our brokers help clients navigate coverage options for various property types, including single-family homes, condos, and rental properties across Ontario.
Cyber Insurance
Our cyber insurance policies address risks from data breaches and cyberattacks, covering notification costs, legal fees, and business interruption losses. Tailored for businesses of all sizes, coverage includes data breach response, media liability protection, and extortion mitigation. We help clients implement risk management strategies while securing policies that adapt to evolving digital threats in sectors ranging from healthcare to finance.
Boat Insurance
We provide specialized boat insurance covering liability, medical expenses, and emergency towing. Policies protect various watercraft including sailboats, jet skis, and pontoons, with coverage for navigation in Canadian and US waters. Our brokers assess factors like boat size, usage, and storage to create cost-effective policies that include pollution liability and loss of use protection during repairs.
People
Michael Di Nardo
Founder
Co-founder with extensive insurance industry experience, Michael leads Oracle RMS's strategic direction while maintaining client relationships. He ensures the company's commitment to personalized service remains central to operations.
John Ferraro
Founder
Co-founder John Ferraro oversees broker training and industry partnerships. With decades of insurance expertise, he focuses on maintaining Oracle RMS's reputation for innovative risk management solutions in Ontario's competitive market.
Questions
What types of insurance does Oracle RMS offer?
We provide automobile, home, commercial, cyber, boat, life, travel, and specialty insurance programs tailored to Ontario residents and businesses.
How do I get a customized insurance quote?
Contact our licensed brokers via phone or website to discuss your specific needs. We assess your risk profile and provide tailored coverage options within 24 hours.
Are your insurance brokers licensed in Ontario?
Yes, all our brokers are registered with the Registered Insurance Brokers of Ontario (RIBO) and complete annual continuing education requirements.
Do you offer 24/7 claims assistance?
Yes, our 24/7 Claims Assist service ensures immediate support for emergencies, with dedicated representatives available year-round.
Can I get insurance for unique business needs?
Our specialty programs cover niche industries including landscaping, passenger transport, and pool maintenance with customized risk management solutions.
How do you ensure competitive insurance rates?
By maintaining partnerships with multiple insurers, we shop the market to find policies that balance comprehensive coverage with cost-effectiveness for each client.
