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44 Years
experience
Your Trusted Ontario Insurance Partner
Merit Insurance Brokers has been dedicated to protecting Canadian lifestyles and assets for over 43 years. As an independent Ontario-based brokerage, we specialize in delivering tailored home, auto, business, life, travel, and group insurance solutions to clients across Ontario. Our team of 32 experienced brokers represents over 45 insurance providers, leveraging decades of combined expertise to negotiate competitive rates and customized coverage. We prioritize long-term client relationships, offering 24/7 policy access through our proprietary MyMerit App.

With offices in Toronto, Waterdown, and Goderich, we combine local market knowledge with a commitment to innovation, including partnerships with leading insurers like Aviva for cyber protection solutions. Our brokers are recognized for compassionate service, demonstrated through decades-long client relationships and personalized support during critical life events.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Travel Insurance Tenant Insurance Cyber Insurance Farm Insurance Commercial Insurance Classic Car Insurance
Details
  • Year established: 1982
Highlights and features
  • We offer 43 years of insurance expertise with Ontario-focused solutions
  • Our brokers represent 45+ top-tier insurance providers for optimal coverage
  • 24/7 policy access and claims submission through our proprietary mobile app
  • 32 experienced brokers with 500+ combined years of industry knowledge
  • Personalized service demonstrated through decades-long client relationships
What people say
Best decision I made Totally satisfied with service So helpful during difficult times Grateful for understanding support Kindest most considerate broker
Services
Auto Insurance
Comprehensive auto insurance solutions for standard, classic, and specialty vehicles. Our brokers negotiate competitive rates across 45+ providers while offering 24/7 claims support through the MyMerit App. Coverage includes liability protection, collision coverage, and seasonal driving considerations.
Home Insurance
Customized home insurance policies for primary residences, condos, and mobile homes. We offer standard coverage plus specialized options like glass breakage protection and seasonal hazard prevention. Policies integrate with our mobile app for instant access to documentation and claims submission.
Business Insurance
Tailored commercial insurance packages for Ontario businesses including property protection, liability coverage, and cyber security solutions. Our brokers specialize in director & officer insurance, e-commerce protection, and industry-specific risk management strategies through multiple carrier partnerships.
Life Insurance
Comprehensive life insurance solutions providing financial protection for families and businesses. Our brokers offer term and permanent policies with flexible coverage options, working with top-tier insurers to create customized plans that meet long-term financial goals.
Travel Insurance
Specialized travel insurance policies covering domestic and international trips. Features include emergency medical coverage, trip cancellation protection, and baggage loss/delay compensation. Policies integrate with our 24/7 mobile app for instant access to assistance services during travel.
Questions
What types of insurance does Merit Insurance Brokers offer?
We provide comprehensive coverage including auto, home, business, life, travel, tenant, cyber, farm, and classic car insurance, along with commercial and specialty policies.
How can I access my insurance policy documents?
Our MyMerit App provides 24/7 mobile access to policy details, vehicle information, pink cards, and instant claims submission capabilities for all policyholders.
Do you serve clients outside the Greater Toronto Area?
Yes, we serve clients across Ontario with local expertise through our Toronto, Waterdown, and Goderich offices.
How do I get a free insurance quote?
You can request a free quote through our website or contact our brokers directly at 1-800-563-3383 for personalized coverage recommendations.
What makes Merit different from other insurance providers?
As an independent brokerage, we represent 45+ insurers to find optimal rates, combine 500+ years of broker experience, and offer dedicated 24/7 digital policy management tools.
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