Business Details
Your Trusted Mortgage Broker in Moncton, NB
As one of Canada's most established mortgage brokerage networks, we are dedicated to providing clients with comprehensive information and tailored solutions for their mortgage financing needs. Our team leverages over 100 years of combined experience to connect clients with leading financial institutions, offering access to hundreds of mortgage products, including broker-only options. Utilizing our exclusive Mortgage Market technology, we analyze lifestyle and financial variables to identify the most suitable mortgage for each client's unique circumstances.We prioritize personalized service, ensuring clients receive unbiased advice and competitive rates while navigating purchases, refinancing, renewals, or reverse mortgages. Our commitment to client-centric service is reflected in our track record of successful transactions and testimonials highlighting our expertise, responsiveness, and dedication to simplifying the mortgage process.
Services
Mortgage Brokerage
First-Time Home Buyers
Refinancing
Reverse Mortgages
Debt Consolidation
Highlights and features
- We offer access to hundreds of mortgage products from Canadian banks and broker-only lenders.
- Our team has over 100 years of combined experience in mortgage financing.
- We provide personalized mortgage solutions using proprietary Mortgage Market technology.
- We guarantee competitive rates by shopping multiple lenders on your behalf.
- Our principal broker holds a valid license in New Brunswick and Nova Scotia.
What people say
Knowledgeable and responsive
Personalized mortgage options
Stress-free process
Expert guidance
Above-and-beyond support
Services
Mortgage Brokerage
We connect clients with mortgage products from major Canadian banks, credit unions, and broker-only lenders. Our service includes rate comparisons, application assistance, and negotiation to secure competitive terms. Clients benefit from tailored advice for purchases, renewals, or refinancing.
First-Time Home Buyers
Specialized guidance for first-time buyers covers down payment strategies, government incentives, and mortgage approvals. We simplify the process with clear explanations and support for documentation and lender selection.
Refinancing
We help clients leverage home equity for debt consolidation, renovations, or investments. Our refinancing service includes rate analysis, equity assessment, and lender negotiations to optimize financial outcomes.
Reverse Mortgages
Our CHIP Reverse Mortgage program allows homeowners aged 55+ to access tax-free equity without selling their home. We provide eligibility assessments and explain terms for financial flexibility in retirement.
Debt Consolidation
We assist clients in consolidating high-interest debt into their mortgage to reduce payments. This includes evaluating debt-to-income ratios, structuring loan terms, and securing lower interest rates.
People
Heather Elliott
Principal Broker
With 33 years of experience, Heather Elliott specializes in personalized mortgage solutions. She holds active licenses in New Brunswick and Nova Scotia and prioritizes client education and tailored financing strategies.
Questions
What mortgage options are available for first-time home buyers?
We offer specialized programs with low down payments, government incentives, and flexible approval criteria tailored to first-time buyers' needs.
Can I refinance my mortgage to consolidate debt?
Yes, refinancing allows you to access home equity for debt consolidation at lower interest rates compared to credit cards or personal loans.
How does a reverse mortgage work?
A reverse mortgage lets homeowners aged 55+ convert equity into tax-free funds without monthly payments, maintaining home ownership.
What documents are required for mortgage pre-approval?
Typical requirements include proof of income, employment verification, credit history, and identification documents for pre-approval assessment.
Do you offer mortgage renewal assistance?
Yes, we shop competitive renewal rates from multiple lenders to ensure you receive optimal terms when your mortgage matures.
