Where Your Vision Comes to Life
Who We Are
HQ Mortgages Inc. is a trusted mortgage brokerage in Sudbury, Ontario. Founded with the vision of empowering clients with personalized guidance and proactive solutions to navigate the complexities of the mortgage process, we aim to simplify the journey toward homeownership for every individual. We specialize in connecting borrowers with the right lenders and securing competitive rates and terms that align with their unique needs and financial goals.
Our Team
Our team of experienced mortgage professionals boasts a wealth of knowledge and diverse expertise. Led by Ryan Kirwan, a seasoned industry leader with over a decade of experience, our brokers and underwriters work collaboratively to provide personalized guidance and tailored solutions for each client.
What We Offer
We offer a comprehensive range of services designed to make the mortgage process seamless and stress-free.
**Mortgage Acquisition
- Personalized mortgage pre-assessment and budgeting
- Access to a vast network of lenders and competitive mortgage products
- Customized mortgage solutions tailored to individual needs and goals
- Expert negotiation of interest rates and terms
- Guidance through the entire application and closing process
Mortgage Education
- Clear explanations of mortgage terminology and concepts
- Educational resources and calculators to empower informed decision-making
- Regular industry updates and market insights
Client-Focused Approach
- Personalized communication and responsive service
- Emphasis on transparency and open communication throughout the process
- Ongoing support and guidance beyond the mortgage transaction
Why Choose HQ Mortgages Inc.?
- Experienced and knowledgeable mortgage professionals
- Access to a wide range of lenders and competitive rates
- Personalized and tailored solutions
- Commitment to transparency and exceptional client service
- Proven track record of helping clients achieve their homeownership dreams
Disappointing Experience
Several reviewers have reported a lack of consistency in their mortgage pre-approval amounts, with some experiencing multiple changes to their approved amount even after making changes to their deposit.
Pre-Approval Amount Changes
Reviewers have shared experiences of having their pre-approval amount changed multiple times, in some cases drastically, despite assurances that certain changes would ensure they were approved for a specific amount. This lack of clarity and consistency has led to frustration and disappointment for many.
Unclear Communication
Reviewers have also expressed concern about the unclear communication they received regarding their mortgage approvals and changes to their pre-approval amounts. Some felt that promises made by mortgage representatives were later retracted or changed, leaving them feeling misled.
Disappointment and Frustration
As a result of these issues, reviewers have reported feeling disappointed, frustrated, and even misled by the mortgage application process. Some have expressed regret for spending money on house inspections or other expenses only to be told they were not approved for the amount they had expected.
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