Business Details
20 Years
experience
Trusted Mortgage Brokers in Sudbury, ON
Dominion Lending Centres was launched in January 2006 with a mission to provide Canadians access to the most competitive mortgage products and rates. Our team of licensed mortgage professionals works independently to represent clients, not lenders, ensuring unbiased advice and tailored solutions. With access to over 230 lending institutions, including major banks and credit unions, we specialize in first-time homebuyer programs, self-employed financing, and credit-repair solutions. Recognized nationally with awards such as Mortgage Brokerage of the Year and inclusion in the PROFIT 200 ranking of Canada's fastest-growing companies, we combine industry expertise with personalized service.Our professionals are available evenings, weekends, and by appointment to accommodate client needs, offering services ranging from mortgage pre-approvals to equity refinancing. We prioritize transparency, locking in interest rates for 60 - 120 days during home searches and educating clients on term options and associated costs. Our track record of innovation and client-centric approach has solidified our reputation as a trusted leader in the mortgage industry.
Services
Mortgage Pre-Approval
Refinance
Home Equity Loans
Self-Employed Mortgages
Credit Repair Financing
Investment Property Mortgages
Vacation Home Mortgages
Equipment Leasing
Mortgage Renewal
Rate Lock Guarantees
Details
- Year established: 2006
Highlights and features
- We offer access to over 230 lending institutions nationwide.
- Our team includes award-winning mortgage professionals ranked nationally.
- We provide rate guarantees during home searches for 60120 days.
- Available evenings, weekends, and by appointment for client convenience.
- Specialize in complex cases including self-employed and credit-challenged clients.
Associations and certifications
- FSRA
Services
Mortgage Pre-Approval
Our mortgage professionals assess your financial situation to determine buying power and payment expectations. We lock in competitive interest rates for 60120 days while you search for properties, ensuring rate protection during your home-buying journey. This service includes detailed explanations of term options and associated purchase costs.
Refinance Solutions
We help homeowners access equity for debt consolidation, home improvements, or investments. Our specialists compare hundreds of products to find optimal refinance rates, including CHIP reverse mortgages. We explain benefits of fixed vs. variable rates and guide clients through equity extraction processes.
Self-Employed Mortgages
Tailored solutions for self-employed individuals proving income stability. We work with lenders understanding non-traditional income structures and help clients meet documentation requirements. Our experts simplify mortgage applications for business owners and entrepreneurs seeking primary or investment property financing.
Credit Repair Financing
Specialized programs for clients with credit challenges. We connect borrowers with lenders offering flexible underwriting standards and provide guidance on improving creditworthiness. Our team explains how to rebuild credit history while securing competitive mortgage rates for primary residences.
Mortgage Renewal
We review existing mortgage terms and shop for better rates at renewal time. Our professionals explain options for changing from variable to fixed rates and help clients negotiate improved terms. We ensure clients understand current market rates and available discounts during renewal periods.
People
Todd Payzant
Mortgage Agent - Level 2
Todd Payzant is a licensed mortgage professional with Dominion Lending Centres, serving Sudbury residents since 2006. He specializes in first-time homebuyer programs, self-employed financing, and credit-repair solutions. Todd provides personalized mortgage advice during evenings and weekends.
Questions
What mortgage products do you offer?
We offer fixed/variable rate mortgages, refinance options, home equity loans, self-employed programs, credit repair financing, and investment property mortgages through 230+ lenders.
How does mortgage pre-approval work?
We assess your financial situation to determine buying power, then lock in competitive rates for 60–120 days while you search for properties.
Can self-employed individuals qualify?
Yes, we specialize in self-employed mortgages, helping business owners prove income stability through alternative documentation methods.
Do you serve clients outside Sudbury?
We serve clients nationwide through virtual consultations and local partnerships across Canada.
How do you get better rates than banks?
We access 230+ lenders including major banks, credit unions, and trust companies, allowing us to find the most competitive rates available.
What are current mortgage rates?
Current variable rates start at 4.15% with fixed rates starting at 3.94% for 3-year terms. Rates vary by lender and market conditions.
