Business Details
38 Years
experience
Your Trusted Insurance Partner in Ontario
Our success has been built on a dedicated team committed to honest, reliable, and personalized service. For over 35 years, we have prioritized client satisfaction through professionalism, ethical practices, and tailored insurance solutions. Our brokers provide expert guidance across personal and commercial insurance, ensuring clients feel supported by knowledgeable professionals. We pride ourselves on transparency, no call centers, and adherence to the IBAO Code of Ethics.Our teams expertise spans life, health, property, and specialty insurance, with a focus on closing coverage gaps and offering competitive rates. Community involvement and client trust remain central to our operations, reflected in testimonials highlighting our prompt, courteous service. With 10 Ontario locations and a mobile app for 24/7 access, we combine local expertise with modern convenience to meet diverse insurance needs.
Services
Home Insurance
Auto Insurance
Condo Insurance
Tenant Insurance
Farm Insurance
Commercial Property Insurance
Professional Liability Insurance
Surety Bonding
Life Insurance
Cyber Liability Insurance
Details
- Year established: 1988
Highlights and features
- We offer over 35 years of experience in personalized insurance solutions.
- Our team provides ethical, transparent service with no call centers.
- Skilled brokers specialize in closing coverage gaps and risk management.
- We prioritize competitive rates through partnerships with top insurers.
- Community involvement and client testimonials highlight our trusted service.
Associations and certifications
- IBAO
What people say
Professional and knowledgeable staff
Quick and courteous service
Competitive rates and tailored solutions
Exceptional customer support
Community-focused and ethical
Services
Home Insurance
Protects primary residences, cottages, and investment properties against fire, theft, and water damage. Includes liability coverage for injuries on your property. Policies vary in coverage limits and exclusions, with optional add-ons for high-value items and water damage protection.
Auto Insurance
Covers collision, theft, and liability for personal and commercial vehicles. Offers discounts for safe driving and bundling with home insurance. Includes options for high-risk drivers, young drivers, and specialty vehicles like classic cars.
Commercial Insurance
Provides liability, property, and professional liability insurance for businesses. Includes surety bonding and industry-specific policies tailored to sectors like farming, construction, and legal services.
Life Insurance
Offers term, permanent, and critical illness insurance to protect dependents. Includes disability and long-term care coverage, with group plans for businesses and retirement planning options.
Tenant Insurance
Covers personal belongings and liability for renters. Protects against damage claims from landlords and provides court cost coverage. Excludes high-value items unless added as endorsements.
People
Sheila Eccles
Broker
With decades of experience, Sheila Eccles provides expert insurance advice in Durham, known for her personalized service and community engagement.
Michael Craig
Broker
Michael Craig specializes in life and health insurance, offering tailored solutions to individuals and businesses in Hanover with over 20 years of expertise.
Crystal Foerster
Broker
Crystal Foerster is praised for exceptional customer service, efficiently handling home and auto insurance needs with a focus on client satisfaction in Owen Sound.
Lorrie Byers
Broker
Lorrie Byers delivers prompt, professional service in Wiarton, specializing in commercial and personal insurance with a commitment to community support.
Ryan Craig
Broker
Ryan Craig offers expert life and group insurance solutions in Hanover, recognized for his ethical approach and dedication to client financial security.
Questions
What types of insurance does CMR offer?
CMR provides home, auto, condo, tenant, farm, commercial, life, and specialty insurance, including cyber liability and surety bonding.
How can I file a claim with CMR Insurance?
File a claim through our online portal or contact your broker directly for assistance with policy changes or claims processing.
Does CMR offer discounts on insurance policies?
Yes, discounts are available for bundling home and auto insurance, safe driving programs, and other tailored options.
Are CMR's brokers licensed and accredited?
All brokers are Registered Insurance Brokers (RIB) and adhere to the IBAO Code of Ethics for professional conduct.
Can I manage my policy online?
Yes, our mobile app and online portal allow 24/7 access to policy management, payments, and documentation.
