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37 Years
experience
Emergency
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Your Trusted Ontario Insurance Brokers Since 1989
Dorchester Insurance has been serving clients across Ontario since 1989, providing personalized insurance solutions for homes, vehicles, farms, and businesses. Founded by Brian Wallace and Ken Thornton, our family-owned brokerage transitioned to second-generation leadership in 2010 with Derek Thornton and Owen Wallace at the helm. With combined decades of experience, we maintain strong relationships with top Canadian insurers while prioritizing individualized service tailored to each client's unique needs. Our team holds prestigious industry designations including Chartered Insurance Professional (CIP) and Canadian Accredited Insurance Broker (CAIB), ensuring expert guidance through complex insurance landscapes.

As active members of the Thames Centre Business Association and the Insurance Brokers Association of Ontario, we combine regulatory compliance with community-focused values. Our commitment to transparency, competitive pricing, and 24/7 emergency support has earned us long-term client relationships spanning over 40 collective years. Located in Dorchester, Ontario, we remain deeply invested in our local community through sponsorships of minor sports teams and annual participation in the Dorchester Fair.
Services
Home Insurance Auto Insurance Farm Insurance Business Insurance Condo Insurance Tenant Insurance Cottage Insurance Classic Vehicle Insurance RV Insurance Boat Insurance
Details
  • Year established: 1989
Highlights and features
  • Family-owned brokerage with 35 years of local expertise
  • Access to 15+ top Canadian insurance providers
  • Personalized coverage plans tailored to individual needs
  • 24/7 emergency claims support through trusted partners
  • Chartered Insurance Professionals with ongoing industry education
Associations and certifications
  • Registered Insurance Brokers of Ontario (RIBO)
What people say
Competitive rates Excellent customer service Available after hours Personalized approach Prompt responses
Services
Home Insurance
Our home insurance policies protect against property damage, theft, and liability claims while offering customizable coverage options. We help clients in London and surrounding areas secure comprehensive protection for primary residences, including specialized coverage for high-value homes. Our brokers work with multiple insurers to find cost-effective solutions that maintain adequate rebuilding value coverage.
Auto Insurance
We provide auto insurance solutions for standard vehicles, classic cars, and specialty vehicles across Ontario. Our services include competitive rate comparisons, policy bundling options, and 24/7 claims support. The brokerage maintains relationships with top insurers to offer coverage for new drivers, experienced motorists, and unique vehicle collections.
Farm Insurance
Our farm insurance programs protect agricultural operations with coverage for buildings, equipment, livestock, and liability risks. We serve both commercial farms and hobby farms with tailored policies that address weather-related damages and specialized equipment needs. The brokerage's long-standing relationships with agricultural insurers ensure comprehensive protection at competitive rates.
Business Insurance
We offer business insurance solutions protecting Ontario companies against liability claims, property damage, and operational disruptions. Our services include risk assessment, policy customization, and claims advocacy for small to mid-sized businesses. The brokerage works with multiple commercial insurers to provide tailored coverage that adapts to evolving business needs.
Condo Insurance
Our condo insurance policies supplement corporation coverage with protection for unit upgrades, personal belongings, and liability claims. We help Ontario condo owners secure appropriate coverage levels while explaining the differences between corporation and individual policies. The brokerage provides competitive options with flexible deductible choices.
People
Derek Thornton
Managing Partner
Derek Thornton, a Chartered Insurance Professional with over 20 years of experience, leads Dorchester Insurance's operations. He specializes in commercial risk management and personal insurance solutions while maintaining active involvement in local sports organizations. Derek's community-focused approach emphasizes long-term client relationships.
Owen Wallace
Managing Partner
Owen Wallace, holding Canadian Accredited Insurance Broker designation, oversees client relations and policy development. With 15+ years in the industry, he focuses on personalized insurance strategies for families and agricultural clients. Owen actively participates in local community initiatives and insurance industry associations.
Questions
What areas does Dorchester Insurance serve?
We primarily serve London, Dorchester, and surrounding Ontario communities with insurance solutions for homes, vehicles, farms, and businesses.
Can I bundle multiple insurance policies?
Yes, we help clients bundle home, auto, and business insurance policies to provide comprehensive coverage while often reducing overall costs.
Do you offer 24/7 claims support?
Our office hours are 9-5 Monday-Friday, but we provide access to 24/7 emergency claims service providers for urgent situations.
What insurance types do you specialize in?
We specialize in home, auto, farm, business, condo, and tenant insurance with expertise in both personal and commercial risk management.
How do you help find competitive rates?
As an independent brokerage, we compare offerings from 15+ top Canadian insurers to find customized solutions at competitive price points.
Are you locally owned?
Yes, we've been family-owned and operated in Dorchester since 1989 with second-generation leadership maintaining our community focus.