Business Details
36 Years
experience
Your Trusted Financial Adviser in Montreal
IMC Financial has been a trusted name in the Montreal insurance community for over 34 years. Our team of licensed Financial Security Advisors specializes in life insurance, mortgage insurance, group insurance, and comprehensive financial planning solutions tailored to both individuals and businesses. With combined industry experience exceeding 60 years, we prioritize personalized service, integrity, and attention to detail in every client interaction.Our approach focuses on demystifying complex insurance and investment products while ensuring clients receive optimal coverage at competitive prices. We maintain a physical office in Ville St. Laurent for convenient client access and offer ongoing support throughout policy lifecycles, including claims assistance and administrative services.
Services
Life Insurance
Mortgage Insurance
Group Insurance
Estate Planning
Travel Insurance
Critical Illness Coverage
Disability Insurance
Annuities
Pension Plans
TFSA Strategies
Details
- Year established: 1990
Highlights and features
- We offer 34+ years of localized insurance expertise in Montreal
- Our team includes licensed Financial Security Advisors with specialized product knowledge
- We provide personalized policy comparisons across multiple providers
- Our office maintains physical presence in Ville St. Laurent with dedicated support
- We guarantee ongoing claims assistance and administrative follow-up
What people say
Personalized service
Guidance and support
Excellent customer service
Proactive follow-up
Tax-efficient solutions
Services
Life Insurance
We offer comprehensive life insurance solutions including whole life, universal life, and term policies. Our advisors help clients select appropriate coverage based on individual needs, providing tax-efficient growth opportunities and estate planning benefits. With access to multiple insurance providers, we ensure competitive pricing and customized policy structures that adapt to changing life circumstances.
Group Insurance
Our group insurance programs cater to businesses of all sizes, offering health, dental, disability, and travel coverage solutions. We specialize in creating customized benefit plans with options for fully insured or self-funded models. Our services include plan design, employee education, and ongoing administrative support to ensure optimal coverage while managing cost efficiency for employers.
Mortgage Insurance
We provide mortgage insurance alternatives that offer greater flexibility than traditional bank products. Our solutions include level and decreasing benefit options with portable coverage that remains with the client regardless of financial institution changes. We help clients achieve significant premium savings while maintaining comprehensive protection for their mortgage obligations.
Estate Planning
Our estate planning services focus on intergenerational wealth transfer and asset protection strategies. We help clients implement tax-efficient solutions using insurance products to ensure smooth estate transitions while addressing potential tax liabilities and preserving family wealth for future generations.
Critical Illness Insurance
We offer critical illness insurance policies that provide financial protection against major health events. Our coverage options include lump-sum payments for diagnoses of specified conditions, helping clients maintain financial stability during treatment periods while preserving existing insurance portfolios.
People
Ivan M. Cons
Financial Security Advisor
With over 30 years of experience since 1990, Ivan specializes in personal and corporate insurance solutions. He focuses on providing tax-efficient financial strategies while maintaining a client-centered approach to insurance planning and portfolio management.
Ann-Marie Holmes
Financial Security Advisor
Bringing over 25 years of industry expertise, Ann-Marie specializes in detailed product analysis and client service excellence. Her approach combines technical knowledge with personalized attention to ensure comprehensive insurance coverage solutions for individual and business clients.
Sharmaine B.
Financial Services Associate
A Concordia University finance graduate, Sharmaine contributes administrative expertise and analytical skills to our insurance solutions. Her focus on problem-solving and client support enhances our team's ability to deliver efficient financial services.
Questions
What insurance products do you specialize in?
We specialize in life insurance, mortgage protection, group insurance, critical illness coverage, disability insurance, and travel insurance solutions for individuals and businesses.
Why choose IMC Financial over direct providers?
We compare multiple providers to find optimal coverage, offer ongoing claims assistance, and provide personalized policy management that direct insurers cannot match.
Can you help clients with pre-existing health conditions?
Yes, we specialize in difficult-to-insure cases and can identify products specifically designed for clients with complex health profiles or previous insurance rejections.
Do you offer corporate insurance solutions?
We provide comprehensive group insurance plans for businesses of all sizes, including health, dental, disability, and administrative services tailored to organizational needs.
How do you support clients during claims?
We actively assist with claim documentation, process navigation, and follow-up to ensure timely and efficient resolution of insurance claims for our clients.
