Business Details
32 Years
experience
Emergency
services
Your Trusted Partner for Financial Planning & Insurance Solutions
Since 1994, we have dedicated ourselves to building trustful relationships with clients through personalized financial solutions. Headquartered in Winnipeg, Manitoba, our 100% First Nations-owned firm specializes in group insurance, pension plans, and investment strategies tailored for Indigenous governments, corporations, and individuals. Our team of licensed professionals prioritizes unbiased advice, offering summary comparisons of insurance and pension quotes while maintaining expertise in provincial and federal pension legislation. We distinguish ourselves through tailored benefit plan education seminars, direct employee support via toll-free services, and a commitment to representing client interests through yearly written terms of reference.With professionally qualified Indigenous staff and the development of the tax-exempt pension income process, we combine cultural understanding with financial expertise. Our services include follow-up benefit plan reports, strong carrier relationships, and access to the Goldmine client management system, ensuring comprehensive support for businesses ranging from 5 to 500 employees.
Services
Group Benefits & Pension Plans
Segregated Funds
Life Insurance
Disability Insurance
Investment Strategies
Details
- Year established: 1994
Highlights and features
- We specialize in First Nations financial needs with culturally informed solutions
- Our team includes professionally qualified Indigenous financial experts
- We provide tailored employee benefit education seminars
- We developed the tax-exempt pension income process
- We maintain written terms of reference for accountability
Associations and certifications
- Certified Financial Planner (CFP)
Services
Group Benefits & Pension Plans
We design customized group benefits and pension solutions for businesses of all sizes. Our services include tailored plans for companies with 1-500 employees, stand-alone or association plans, and expert representation across all major insurers. We provide free quotes and specialized knowledge of IPP, RPP, RRSP, and DPSP plans to ensure comprehensive financial security for your team.
Segregated Funds
Our segregated funds offer capital guarantees up to 100% with RRSP and RRIF options. We provide access to leading investment firms, RESP accounts for education goals, and creditor protection strategies. These funds combine growth potential with security to help clients build and preserve wealth through structured investment approaches.
Life Insurance
We offer term, permanent, and universal life insurance solutions with rate shopping to maximize value. Our policies include funding options for business buy/sell agreements, ensuring long-term legacy protection. We tailor coverage to meet individual and corporate needs while providing competitive pricing through multiple carriers.
Disability Insurance
Our disability insurance protects income with coverage options for professionals, owners, and blue-collar workers. We offer guaranteed rate choices, flexible start/stop dates, and business overhead expense coverage. Policies include funding solutions for buy/sell agreements and rate shopping to ensure cost-effective protection against income disruption.
People
Andrew Clarke
Founder
Certified Financial Planner with 30+ years serving First Nations communities. Specializes in pension legislation and tax-exempt income strategies. Leads a team focused on culturally relevant financial solutions.
Questions
Are you exclusively focused on First Nations clients?
While we specialize in First Nations communities, we work with businesses and individuals of all backgrounds across Canada.
What makes your pension plans unique?
We developed the tax-exempt pension income process specifically for Indigenous clients and maintain expertise in both federal and provincial pension legislation.
Do you offer 24/7 support?
Yes, our toll-free support line is available 24 hours a day, 7 days a week for urgent inquiries.
How do you handle employee benefit education?
We provide customized seminars and written reports to ensure ongoing understanding of benefit plans for all stakeholders.
What investment options do you provide?
We offer segregated funds with capital guarantees, RRSP/RRIF options, and access to leading investment firms through Nour Private Wealth Inc.
