Business Details
Your Trusted Financial Planning Partner in Winnipeg
At Four Points Financial Solutions, we bring over a century of combined experience to empower individuals, families, and businesses in navigating their financial journeys. Our team of certified professionals specializes in clarifying complex financial decisions, offering tailored solutions in investment planning, insurance, retirement strategies, and estate management. Rooted in Winnipeg, Manitoba, we operate with a deep commitment to understanding each client's unique goals, values, and priorities, ensuring our advice aligns with their aspirations. Our holistic approach integrates expertise in risk management, tax planning, and wealth preservation, supported by a network of trusted partners.We prioritize transparency, ethical practices, and ongoing education to help clients adapt to evolving financial landscapes. With a focus on long-term relationships, we provide personalized guidance and actionable plans designed to create, protect, and share wealth across generations. Our dedication to client-centric service is reflected in our testimonials, where clients highlight our patience, professionalism, and ability to simplify financial complexities. As stewards of our clients' futures, we remain committed to innovation, continuous improvement, and community engagement, striving to make financial planning accessible and meaningful for all.
Services
Investment Planning
Insurance Solutions
Retirement Planning
Estate Planning
Employee Benefits
Highlights and features
- We offer over a century of combined experience in financial planning and wealth management.
- Our team includes certified professionals with designations like CFP, CLU, and CH.F.C.
- We provide personalized, holistic financial strategies tailored to individual client needs.
- Our client testimonials highlight exceptional service and long-term relationship building.
- We maintain transparent fee structures and prioritize client education in all interactions.
What people say
Knowledgeable Financial Planner
Professional in all aspects
Treat me like family
Patient and understanding
Handle affairs like their own
Services
Investment Planning
Our investment planning services help clients grow wealth through market-based strategies tailored to risk tolerance and financial goals. We analyze current portfolios, recommend diversified solutions, and provide ongoing portfolio management. Clients benefit from our expertise in navigating economic trends while maintaining alignment with personal values and long-term objectives.
Insurance Solutions
We design comprehensive insurance portfolios to protect clients against financial risks while ensuring affordability. Our approach balances life, disability, and critical illness coverage with investment strategies. Clients receive regular policy reviews to adapt to changing life circumstances, ensuring adequate protection throughout different wealth stages.
Retirement Planning
Our retirement planning services create sustainable income streams through tax-efficient strategies and pension optimization. We help clients transition from accumulation to distribution phases while addressing healthcare costs and estate considerations. Clients gain confidence through detailed cash flow projections and scenario planning for various retirement timelines.
Estate Planning
We develop estate plans that facilitate smooth wealth transfer while minimizing tax implications. Our services coordinate with legal advisors to create wills, trusts, and power of attorney documents. Clients benefit from strategies that preserve family wealth across generations while aligning with their philanthropic goals and values.
Employee Benefits
We help businesses design competitive employee benefit packages that support workforce wellness and retention. Our services include group insurance plans, retirement savings programs, and executive compensation strategies. Employers receive customized solutions that balance cost-effectiveness with comprehensive coverage for diverse organizational needs.
People
Thomas B. Russell
Senior Financial Planner
With over 25 years of experience, Thomas holds multiple certifications including CFP, CLU, and CH.F.C. He specializes in creating comprehensive financial plans that integrate investment, insurance, and retirement strategies for individuals and businesses.
Shawn R. Bjornsson
Senior Financial Advisor
Shawn combines his insurance expertise with investment advisory skills to develop holistic financial solutions. With experience in both corporate and individual client services, he focuses on helping clients protect and grow their wealth through personalized strategies.
Terry J. Fyke
Employee Benefits Consultant
Terry specializes in workplace financial solutions, helping businesses design effective employee benefit programs. His expertise in group insurance and retirement planning supports organizations in attracting and retaining top talent through competitive compensation packages.
Diane Beischer
Client Services Coordinator
With 25 years in financial services, Diane brings extensive client service and administrative expertise. Her career spans roles in client relations, marketing, and operational support, ensuring smooth implementation of financial plans and client communication.
Lisa Bunkowsky
Client Services Coordinator
Lisa transitioned from education to financial services, leveraging her teaching experience in client communication and relationship building. She supports financial planning processes while emphasizing personalized service and client education.
Questions
What financial planning services do you offer?
We provide comprehensive services including investment planning, insurance solutions, retirement strategies, estate planning, and employee benefits consulting tailored to individual and business needs.
How do you personalize financial plans?
We begin by understanding your unique goals, values, and financial situation through detailed consultations, then create customized strategies that evolve with your changing life circumstances.
What areas do you serve?
While based in Winnipeg, Manitoba, we serve clients across Canada through in-person, virtual, and remote advisory services adapted to individual client preferences.
How are you compensated for your services?
Our compensation model is transparent and varies by service type, including fee-based planning, commission-based products, and hourly consultation options tailored to client needs.
What makes your approach different?
Our holistic 'Big Picture Approach' integrates all aspects of financial planning with a focus on client education, long-term relationship building, and continuous strategy refinement.
How do you stay updated on financial regulations?
Our team maintains industry certifications, participates in ongoing education programs, and collaborates with legal and tax professionals to ensure compliance with evolving financial regulations.
