Business Details
50+ Years
experience
Your Trusted Insurance Partner in Mount Albert
Al Dorman Insurance has built a legacy of trust and personalized service since 1974. Founded by Al Dorman, our brokerage has evolved through generations of leadership while maintaining a steadfast commitment to community values and client relationships. We specialize in tailoring insurance solutions for personal and commercial needs, including automobile, home, farm, and business coverage. Our team of experienced professionals prioritizes transparency, ensuring clients understand their policies and receive comprehensive protection. With deep roots in Mount Albert and a branch in Keswick, we combine local expertise with a dedication to adapting to modern insurance challenges.Our history of seamless ownership transitions reflects our commitment to preserving the personalized service our clients expect. By focusing on education and clear communication, we empower clients to make informed decisions about their coverage. Our brokers take pride in offering guidance that extends beyond policy details, addressing the unique risks faced by individuals and businesses in our region. This approach has fostered multi-generational loyalty among our clientele. As the insurance landscape evolves, we remain dedicated to maintaining the small-town atmosphere that defines our brokerage while embracing technological advancements to enhance service delivery.
Services
Automobile Insurance
Motorcycle Insurance
Collector Cars Insurance
Homeowners Insurance
Commercial Insurance
Farm Insurance
Tenant Insurance
Condominium Insurance
Seasonal Property Insurance
Watercraft Insurance
Details
- Year established: 1974
Highlights and features
- We offer 45+ years of local insurance expertise and multi-generational client relationships
- Our brokers provide personalized policy explanations and coverage education
- Specialized knowledge in farm, commercial, and collector vehicle insurance
- Community-focused approach with small-town service atmosphere
- Proven track record of seamless ownership transitions maintaining service standards
Services
Automobile Insurance
We provide comprehensive automobile insurance solutions tailored to Ontario drivers' needs. Our policies include mandatory liability coverage, accident benefits, and optional physical damage protection. We help clients understand coverage limits, deductible options, and specialized protections for different vehicle types. Our brokers compare multiple insurers to find competitive rates while ensuring adequate protection for personal and commercial vehicles.
Commercial Insurance
Our commercial insurance services protect Ontario businesses from industry-specific risks. We offer customized policies covering liability, property damage, product liability, and advertising injuries. We specialize in risk assessment for various business sizes and sectors, including home-based operations and large manufacturing facilities. Our team helps clients understand coverage limitations and select appropriate policy limits to protect their assets.
Homeowners Insurance
We provide tailored homeowners insurance protecting your primary residence and valuable possessions. Our policies cover structural damage, personal property losses, and liability protection for property owners. We explain coverage options for different dwelling types and help clients understand policy exclusions. Our brokers ensure proper valuation of your home and contents to maintain adequate protection.
Motorcycle Insurance
Our motorcycle insurance policies protect riders with mandatory liability and accident benefits coverage. We offer physical damage protection and specialized coverage for personal protective equipment. Our brokers help clients understand how factors like riding experience and engine size affect premiums. We provide guidance on safety course discounts and coverage options for different motorcycle types.
Collector Cars Insurance
We specialize in insurance for antique, classic, and modified vehicles. Our policies include agreed value coverage, cherished salvage rights, and specialized roadside assistance. We understand the unique needs of collector car owners and offer protection for limited-use vehicles. Our brokers help clients navigate coverage options for vehicle storage, exhibitions, and occasional driving.
People
Marlaine Miller
President
With 40 years of industry experience, Marlaine oversees brokerage operations and accounting while mentoring our team. She ensures operational excellence and maintains our client-focused approach.
Curtis Armstrong
Vice President
CAIB-certified Curtis leads our sales team and commercial insurance division. He specializes in farm and business insurance while managing our digital presence and client relations.
Karen Armstrong
Commercial Underwriting Specialist
With over 40 years of experience, Karen specializes in farm and commercial insurance underwriting. She serves as our policy wording expert and ensures accurate risk assessment for business clients.
Victoria Bowins
Commercial Lines Executive
Victoria brings 20+ years of sales and customer service experience to our commercial insurance division. She develops tailored solutions for complex business insurance needs across various industries.
Voeun Lim
Personal Lines Specialist
With two decades of customer service experience, Voeun excels at educating clients and finding optimal personal insurance solutions. She focuses on delivering comprehensive coverage options for individual policyholders.
Questions
What mandatory coverages are required for Ontario drivers?
Ontario requires minimum $200,000 liability coverage, accident benefits, and uninsured motorist coverage. Most clients opt for higher limits and additional protections.
How can I reduce my automobile insurance costs?
Maintain a clean driving record, complete driver training, use winter tires, bundle policies, and utilize telematics programs like MyDrive or IntelliDrive.
Do you offer classic car insurance with specialized coverage?
Yes, we provide tailored policies for collector vehicles including cherished salvage rights, guaranteed flatbed towing, and unlimited emergency roadside assistance.
What commercial insurance coverages do you recommend for small businesses?
We recommend Commercial General Liability (CGL) coverage, product liability protection, advertising injury coverage, and by-law compliance insurance tailored to your specific business risks.
Are motorcycle insurance rates affected by engine size?
Yes, larger engines (e.g., 1000cc vs 600cc) and less riding experience typically result in higher premiums. Completing safety courses can help reduce costs.
Do you offer home insurance for seasonal properties?
Yes, we provide seasonal property coverage for cottages and secondary homes, including protection against unique risks associated with unoccupied properties.
