Business Details
31 Years
experience
Trusted Financial Advisers in Chilliwack
Established in 1995, BTN Financial Services operates as an independent financial consultancy dedicated to providing tailored insurance and wealth management solutions. Our expertise spans risk management, employee benefits, retirement planning, and estate strategies for small to medium-sized businesses and individuals aged 45+. Through a client-centered approach, we prioritize personalized needs analysis, transparent disclosure, and customized solutions that align with each client's unique financial goals.As independent consultants, we maintain no affiliations with proprietary products, ensuring unbiased recommendations focused solely on client needs. Our team collaborates with legal and accounting professionals to deliver comprehensive financial strategies, emphasizing long-term wealth preservation and tax-efficient asset distribution.
Services
Personal Insurance
Business Insurance
Employee Benefits
Retirement Planning
Estate Planning
Tax Solutions
Risk Management
Succession Planning
Group RRSP Programs
Critical Illness Protection
Details
- Year established: 1995
Highlights and features
- We offer 25+ years of experience in financial planning and insurance solutions.
- Our independent consultancy provides unbiased, needs-based financial advice.
- We specialize in tailored strategies for businesses and individuals aged 45+.
- Our process includes comprehensive needs analysis and transparent disclosure.
- We collaborate with legal and accounting professionals for holistic financial planning.
What people say
Personalized service
Expert knowledge
Comprehensive solutions
Professional approach
Tailored advice
Services
Estate Planning
Our estate planning services focus on minimizing tax burdens while ensuring efficient asset distribution. We help clients create strategies for wealth preservation, business succession, and probate fee reduction. By utilizing tools like life insurance policies and trust structures, we enable clients to maintain control over asset distribution while protecting their legacy for future generations.
Business Insurance
We specialize in tailored business insurance solutions including buy-sell agreements, key person protection, and employee benefit programs. Our approach involves comprehensive financial analysis to determine appropriate coverage levels. We work closely with business owners to implement strategies that protect against financial losses from unexpected events while ensuring business continuity.
Retirement Planning
Our retirement planning services focus on building sustainable income streams through diversified investment portfolios. We help clients navigate pension maximization strategies, tax-efficient savings vehicles, and guaranteed income products. The planning process considers both pre-retirement wealth accumulation and post-retirement income management to ensure financial security throughout retirement years.
Personal Insurance
We offer comprehensive personal insurance solutions including life, disability, critical illness, and long-term care coverage. Our three-step process involves professional needs assessment, policy option disclosure, and market analysis to secure optimal coverage. We help individuals protect their income, assets, and family financial security against unexpected life events.
Employee Benefits
Our employee benefits services help businesses design competitive benefit packages to attract and retain talent. We offer customized group insurance plans, health spending accounts, and retirement savings programs. As independent brokers, we shop the market to find cost-effective solutions while helping employers create flexible benefit structures that align with company objectives.
People
Kevin A. Jones
President and Chief Financial Consultant
With over 25 years in financial services, Kevin specializes in comprehensive wealth management strategies. He holds multiple designations including FMA, CFSB, and CLU, focusing on insurance solutions and retirement planning for business owners and high-net-worth individuals.
Selena Day
Administration and Client Care
Selena manages client relations and administrative operations, ensuring smooth service delivery. With extensive experience in financial services administration, she provides essential support for client onboarding, documentation management, and ongoing client communication processes.
Questions
What financial services do you specialize in?
We specialize in personal and business insurance, retirement planning, estate strategies, employee benefits, and tax solutions for individuals aged 45+ and small to medium-sized businesses.
How do you determine the right insurance coverage?
We use a three-step process: professional needs analysis, policy option disclosure, and market analysis to ensure appropriate coverage tailored to individual circumstances.
Do you work with business owners specifically?
Yes, we specialize in serving business owners with buy-sell agreements, key person protection, succession planning, and customized employee benefit programs.
What makes your retirement planning different?
Our approach combines wealth creation with guaranteed income products, focusing on tax efficiency and market protection to ensure sustainable retirement income tailored to individual risk profiles.
How do you handle estate planning complexities?
We create strategies to minimize probate fees, ensure private asset distribution, and implement tax-efficient wealth transfer mechanisms while coordinating with legal professionals.
Are you affiliated with specific insurance providers?
As independent consultants, we have no proprietary product affiliations, allowing us to recommend solutions from multiple providers based solely on client needs.
