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Empowering Your Financial Future, One Mortgage at a Time

At Rala Investments Ltd., we are committed to providing a real estate finance partner that is both trustworthy and resourceful. With over 30 years of experience in private financing, we have established a strong reputation for delivering exceptional results to our clients. Our mission is to empower individuals and families to achieve their financial goals through our expertise in mortgage brokering, refinancing, and private lending.

Our Services

We offer a wide range of services designed to meet the unique needs of our clients. From bad credit mortgages to home equity loans, we have the expertise and network to secure the best possible deals for our clients. Whether you're looking to purchase a new property, refinance your existing mortgage, or unlock the equity in your home, we have the knowledge and resources to help you achieve your goals.

Bad Credit Services

We understand that financial setbacks can happen to anyone, which is why we specialize in providing mortgage solutions for individuals with bad credit. Our extensive network of lenders allows us to find customized solutions for clients with poor credit histories.

Home Equity Loans

Home equity loans provide a simple, one-off loan payment taken out against the value of your home. This type of loan is ideal for financing home renovations, debt consolidation, or other financial needs.

Bad Credit Mortgage

If you've experienced financial problems in the past, you may have a poor credit rating. At Rala Investments Ltd., we have a vast network of lenders who understand the challenges of bad credit and can provide innovative solutions.

Other Services

  • Refinancing: We help clients refinance their mortgages to take advantage of better interest rates or adjustable rate mortgages.
  • Prepaid Mortgages: We offer prepaid mortgages that require a one-time payment upfront, which can provide Peace of Mind for clients.
  • Rental Property Mortgages: We specialize in arranging rental property mortgages, which can be challenging to secure in Vancouver.
  • Bad Credit Loans: We provide bad credit loans for individuals who have been rejected by traditional lenders.
  • New to Canada Mortgage: We help new immigrants to Canada navigate the complex mortgage market and secure the best possible deals.

Our Guarantee

At Rala Investments Ltd., we are committed to transparency and integrity. Our guarantee ensures that:

  • No charge is incurred until the loan agreement is fully approved and the loan is transferred to your account.
  • Our fee is based on the risk associated with your loan, not on any undisclosed finder's fees.
  • We will never impose undisclosed finder's fees or attach financial products to your loan agreement without your consent.
  • We will always prioritize your best interests and work in consultation with you throughout the loan process.

Testimonials

We take pride in our commitment to exceptional customer service and trustworthiness. Here's what some of our satisfied clients have to say about their experiences with us:

"Outstanding professionalism, excellent customer service, and trustworthiness at Rala Investments. Allan Sadler and his team closed my loan on an investment property faster than I thought possible." - Sophie Pritchard

"I had no clue what I was doing as a first-time homebuyer, but Allan was extremely helpful throughout the process. He answered all my questions and ensured a smooth closing." - Lester C.

Reviews
Positive: Reviewers praised Rala Investment for their professional, efficient, and personable service.
Negative: A few reviewers had negative experiences with Rala Investment due to rude behavior, high interest rates, and excessive fees.

Overall Experience

The majority of reviewers were extremely satisfied with the service provided by Rala Investment, praising the team's professionalism, efficiency, and personability.

Positive Aspects

  • Convenient and efficient service
  • Professional and personable team members
  • Ability to secure good private mortgage loans
  • Helpful and informative guidance throughout the process
  • Transparency and reliability

Negative Experiences

However, a few reviewers had negative encounters with Rala Investment, citing issues with:

  • Rudeness and false hope
  • High interest rates and numerous fees
  • Unwarranted charges and borderline loan shark behavior
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