Business Details
18 Years
experience
Emergency
services
Trusted Loan Services in Toronto | Xcash Money Solutions
Xcash Money Solutions was founded in 2008 with a mission to provide accessible financial solutions for Canadians facing diverse monetary challenges. Over 17 years, we've served 50,000+ clients through innovative products like our 2020 mobile app and 2015 Xdebts debt management system. Our team combines deep industry expertise with personalized service, offering tailored loan structures for unique financial situations while maintaining strict compliance with regulatory standards.We prioritize financial responsibility, credit-building opportunities, and transparent communication, as evidenced by our 4.5-star Google rating from 107 verified reviews. Our emergency services and flexible qualification criteria demonstrate our commitment to helping Canadians navigate unexpected financial needs.
Services
Instant Payday Loan
Unsecured Personal Loan
Home Equity Loan
Invoice Factoring
Medical Loan
Emergency Loan
General Loan
Travel Loan
Student Loan
Repair Loan
Details
- Year established: 2008
Highlights and features
- Established in 2008 with 17 years of Canadian lending experience
- Served 50,000+ clients with tailored financial solutions
- 24/7 mobile loan management through our award-winning app
- No prepayment fees on personal loan products
- Emergency loan approvals available within 24 hours
What people say
Fantastic experience
Staff are very friendly
Loan approved when emergency
Stress-free process
Best company in area
Services
Instant Payday Loan
Our Instant Payday Loan provides immediate financial relief with up to $1,500 in just minutes. This short-term solution suits unexpected expenses, featuring a simple $14 per $100 cost structure and 7-31 day repayment terms. Available to employed Canadians with basic chequing accounts, this service offers guaranteed approval without credit score requirements.
Unsecured Personal Loan
Access up to $5,000 through our Unsecured Personal Loan with flexible repayment options. Designed for urgent financial needs, this loan requires no collateral while maintaining competitive rates. Our personalized approach accommodates diverse credit situations, with approvals based on individual circumstances rather than rigid score thresholds.
Home Equity Loan
Leverage your home's value with our Home Equity Loan, offering up to 80% of property worth. We approve applications within 24 hours regardless of credit history, providing fast funding for renovations, debt consolidation, or major purchases. Homeowners benefit from single monthly payments and flexible terms tailored to their specific financial situation.
Invoice Factoring
Accelerate business growth with our Invoice Factoring service that converts outstanding invoices into immediate working capital. This solution eliminates payment delays, allowing companies to maintain operations while awaiting client payments. We handle invoice verification and collection, providing reliable cash flow without traditional loan requirements.
Emergency Loan
Our Emergency Loan addresses sudden financial crises with rapid approvals and same-day funding options. Available for vehicle repairs, medical expenses, or unexpected travel, this service features expedited processing for time-sensitive needs. We prioritize quick decision-making while maintaining transparent terms and responsible lending practices.
People
Erez
Owner
Erez leads Xcash Money Solutions with a personal commitment to accessible financial services. With over 17 years in the industry, he ensures every client receives respectful treatment and practical solutions tailored to their unique circumstances.
Barak
Advisor
Barak provides expert financial guidance, specializing in debt solutions and loan structuring. With extensive experience in consumer proposals, he helps clients navigate complex financial challenges through personalized strategies and compassionate support.
Jhom
Loan Officer
Jhom assists clients with loan applications and debt management, combining technical expertise with empathetic service. Recognized for patient guidance through complex processes, he plays key role in maintaining the company's 4.5-star customer satisfaction rating.
Raizza
Customer Service
Raizza delivers exceptional client support, specializing in urgent financial situations. Her dedication to personalized service ensures clients receive timely assistance with loan applications, emergency funding, and repayment arrangements.
Questions
What are your office hours?
Monday-Friday 9:00 AM-6:00 PM, Saturday 9:00 AM-5:00 PM, Sunday by appointment only.
Can I get a loan with bad credit?
Yes, we specialize in helping clients with all credit situations, including bad credit approvals.
What happens if I miss a payment?
Contact us immediately to arrange alternatives. Late fees may apply if no prior arrangement exists.
How quickly can I receive funds?
Payday loans deposit within minutes; home equity loans fund within days after approval.
Do you offer online loan applications?
Yes, our mobile app enables 24/7 loan applications, approvals, and fund management from home.
