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Your Trusted Insurance Partner in Windsor, ON
At Spadafora Insurance, we have built a reputation for delivering exceptional service, superior coverage, and competitive rates tailored to individual, family, and business needs. With years of combined experience in the insurance industry, our team prioritizes personalized solutions, ensuring clients receive the most appropriate policies for their unique circumstances. Our commitment to transparency and client education is reflected in our extended office hours and 24/7 communication options via text or email, making insurance decisions straightforward and accessible. We specialize in home, auto, commercial, and tenant insurance, serving Windsor and Essex County with a focus on risk mitigation and cost-saving strategies.Our brokers, including President Paul Spadafora and senior brokers with diverse industry backgrounds, approach each client relationship with integrity, energy, and a dedication to long-term financial security. By leveraging our partnerships with over 70 insurance providers, we ensure comprehensive comparisons to secure optimal coverage at the best possible price. Our client-centric philosophy extends to policy adjustments, claims assistance, and ongoing support, reinforcing our role as trusted advisors in both personal and commercial insurance matters. We pride ourselves on simplifying complex insurance processes while maintaining a friendly, approachable demeanor that fosters lasting client relationships.
Services
Home Insurance
Auto Insurance
Commercial Insurance
Tenant Insurance
Life Insurance
Highlights and features
- We offer 15+ years of combined insurance expertise with personalized service.
- Our team provides 24/7 communication via text, email, and emergency support.
- We guarantee competitive rates through partnerships with 70+ insurance providers.
- Our brokers specialize in risk assessment and cost-saving insurance strategies.
- We provide tailored coverage for unique personal and commercial insurance needs.
Services
Home Insurance
Our home insurance packages protect your property, belongings, and liability risks in Windsor and Essex County. Coverage includes structural damage, personal possessions, and temporary accommodation costs during rebuilding. We help clients customize policies to fit budgets while ensuring compliance with local building codes and risk factors like pools or outdated wiring.
Auto Insurance
We provide mandatory and optional auto insurance coverage for cars, trucks, and motorcycles in Windsor. Services include liability, collision, comprehensive, and accident forgiveness policies. Our brokers help clients reduce premiums through multi-vehicle discounts, safety features, and usage-based tracking while ensuring compliance with Ontario regulations.
Commercial Insurance
Our commercial insurance solutions safeguard Windsor businesses against property damage, liability claims, and cyber risks. Coverage includes equipment breakdown, vehicle insurance, and data breach protection. We tailor policies for physical storefronts, service providers, and online businesses, emphasizing risk mitigation and cost-effective coverage for small to mid-sized enterprises.
Tenant Insurance
Tenant insurance policies protect personal belongings and liability risks for renters in Windsor apartments, condos, and houses. Coverage includes contents replacement, liability claims, and additional living expenses during evacuations. We educate clients on policy value, especially since landlord insurance typically excludes tenant-owned items and liability.
Claims Assistance
We streamline the claims process for home, auto, and commercial insurance clients in Windsor. Our team provides guidance on documentation, liaises with insurers, and ensures timely resolution. Services include emergency contact options, claims page navigation, and post-incident policy adjustments to maintain continuous coverage.
People
Paul Spadafora
President & Lead Broker
Paul brings decades of insurance expertise to Spadafora Insurance. His high-energy approach focuses on client education, cost reduction, and relationship-building. He prioritizes personalized service and leverages industry partnerships to secure competitive rates for Windsor clients.
Moses Gunaratnam
Senior Insurance Broker
Moses specializes in simplifying insurance complexities while maintaining a client-focused approach. With experience in relationship-building, he ensures clear communication and tailored solutions for personal and commercial insurance needs in Windsor.
Shawn Milfort
Insurance Broker
Shawn combines honesty and dedication to guide clients through insurance processes. His consultative style emphasizes listening to client needs and providing transparent solutions for both personal and business coverage requirements.
Michael Rose
Insurance Broker
Michael applies 15 years of legal industry experience to insurance consulting. He focuses on policy details, client education, and relationship-building, ensuring efficient handling of coverage terms and claims processes for Windsor residents.
Questions
What types of insurance do you offer in Windsor?
We provide home, auto, commercial, tenant, and life insurance solutions tailored to Windsor residents and businesses through 70+ provider partnerships.
How can I lower my home insurance premiums?
Increase deductibles, maintain claims-free records, eliminate unnecessary coverage, install security systems, and bundle policies for multi-product discounts.
Do you offer 24/7 insurance support?
Yes, we provide 24/7 communication via text/email and emergency claims assistance for urgent insurance needs in Windsor.
Can I get commercial insurance for an online business?
Yes, we offer cyber risk coverage and liability protection for virtual businesses in Windsor, including data breach safeguards and professional service insurance.
What does tenant insurance cover in Ontario?
Tenant insurance covers personal belongings, liability claims from injuries on rented property, and additional living expenses during evacuations due to emergencies.
How do I file an insurance claim?
Contact us directly via phone or visit our claims page to initiate the process. We guide clients through documentation and liaise with insurers for timely resolution.
