Business Details
21 Years
experience
Your Trusted Edmonton Insurance Broker Since 2005
Capital Insurance Brokers has been serving Edmonton since 2005 as a locally operated, independent insurance brokerage. Our team prioritizes personalized service, working directly with clients to understand their unique needs and secure tailored coverage through partnerships with over 30 top-rated national insurance carriers. As members of the Insurance Brokers Association of Alberta (IBAA), we combine decades of industry experience with a commitment to community, offering comprehensive solutions for auto, home, commercial, life, and recreational vehicle insurance.Our brokers provide direct communication channels, including personal phone lines and emails, ensuring accountability and a client-focused experience. We emphasize transparency, competitive pricing, and proactive risk management while supporting environmental initiatives like paperless transactions. With offices in East and West Edmonton, we serve clients across Alberta, helping thousands save on premiums while maintaining robust protection for their assets.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Life Insurance
RV Insurance
Condo Insurance
Tenant Insurance
Business Auto
Bundled Home and Auto
Boat Insurance
Details
- Year established: 2005
Highlights and features
- We offer independent brokerage access to 30+ top-rated national insurance carriers.
- Our brokers provide direct communication via personal phone lines and emails.
- Decades of combined experience in Alberta's insurance market since 2005.
- We specialize in customized risk management solutions for local needs.
- Our team lives and works in Edmonton, understanding regional challenges.
Associations and certifications
- Insurance Brokers Association of Alberta (IBAA)
What people say
Knowledgeable and thorough
Save a decent amount
Handling change requests
Direct communication channels
10/10 would recommend
Services
Auto Insurance
We provide comprehensive auto insurance solutions for drivers in Edmonton and Alberta. Our services include liability coverage, accident benefits, collision and comprehensive protection, and specialized endorsements like accident forgiveness. With access to multiple carriers, we help clients secure competitive rates while ensuring adequate protection for vehicles and drivers.
Home Insurance
Our home insurance policies cover dwellings, personal property, and liability risks for homeowners, condo owners, and tenants. We offer customizable coverage options including sewer backup protection, identity theft coverage, and guaranteed replacement costs. Our brokers work to balance affordability with comprehensive protection for Alberta's climate and market conditions.
Commercial Insurance
We specialize in commercial property and liability insurance for Alberta's small-to-medium businesses. Coverage includes protection against property loss, employee theft, physical damage from natural disasters, and legal liabilities. Our team tailors policies for diverse industries including construction, professional services, hospitality, and retail sectors across Edmonton.
Life Insurance
We offer term and permanent life insurance solutions to protect families and dependents financially. Our brokers explain policy options including fixed-term coverage and cash-value accumulating policies. We help clients understand benefit structures, premium costs, and how life insurance can cover mortgages, debts, and funeral expenses while supporting long-term financial planning.
RV Insurance
Our RV insurance protects motorhomes, campers, and ATVs with coverage for total loss replacement, uninsured motorist claims, and campsite-specific risks. We address unique needs like severe weather damage and recreational activity coverage. Policies are tailored for Alberta's terrain and outdoor enthusiasts while offering competitive rates through national carrier partnerships.
Questions
What insurance discounts do you offer?
We provide multi-policy, claims-free, and good credit discounts. Additional savings for long-term drivers, continuous coverage, and eco-friendly vehicles. Contact us for personalized options.
How do I file an insurance claim?
Contact your dedicated broker directly via phone or email. They'll guide you through documentation requirements and coordinate with insurers to process claims efficiently.
Can I bundle multiple insurance policies?
Yes, bundling home and auto insurance creates package policies that typically reduce overall premiums while maintaining comprehensive coverage levels.
Do you offer cyber insurance for businesses?
Yes, we provide cyber liability coverage to protect Alberta businesses storing customer data or using digital systems against hacking incidents and data breaches.
How does home insurance cover water damage?
Standard policies cover sudden water damage from burst pipes or storms. Optional endorsements like sewer backup coverage provide additional protection for common Alberta-specific risks.
What factors affect Alberta auto insurance rates?
Rates depend on driving history, vehicle type, location, coverage levels, and credit rating. Our brokers help identify ways to reduce premiums while maintaining adequate protection.
