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Your Trusted Partner for Insurance & Risk Management Solutions
Lloyd Sadd is a trusted insurance brokerage specializing in risk management, employee benefits, and insurance solutions for businesses and individuals. With a local, high-touch service model supported by an international network, we provide tailored advice to reduce clients' total cost of risk and foster long-term partnerships. Our team of experts serves diverse sectors including energy, construction, transportation, hospitality, and manufacturing across Alberta.

We combine sector-specific knowledge with strategic alliances to offer access to competitive insurance markets and customized coverage. Through proactive risk management, community involvement, and a commitment to understanding client needs, we aim to be a reliable partner in building resilient organizations and protecting personal assets.
Services
Commercial Property Insurance Employee Benefits Executive Risk Management Personal Insurance Group Benefits Construction Insurance Transportation Risk Management Business Interruption Insurance Surety Bonds Data Breach Coverage
Highlights and features
  • Local commercial insurance expertise with international network support
  • Sector specialists serving Alberta's energy, construction, and manufacturing industries
  • Proactive risk management and loss prevention strategies
  • Customized employee benefits programs with competitive rates
  • 24/7 claims advocacy and responsive service
What people say
Excellent service Trusted advisors Proactive risk management Knowledgeable team Responsive support
Services
Commercial Property Insurance
Safeguard your Alberta business assets with tailored commercial property insurance covering buildings, contents, and income loss. We offer comprehensive protection against fire, theft, weather events, and equipment breakdowns while providing proactive risk management strategies to minimize claims. Our advisors help Alberta businesses in retail, hospitality, manufacturing, and construction sectors secure competitive rates through partnerships with top insurers.
Employee Benefits
Design and manage customized employee benefits programs that attract talent and improve workplace wellness. Our independent consultants offer competitive group insurance plans, pension solutions, and flexible benefits strategies while providing claims analysis and market negotiations. We help Alberta employers maintain sustainable benefits packages through regular performance monitoring and cost-containment strategies.
Executive Risk Management
Protect organizational leaders with comprehensive executive risk coverage including fiduciary liability, cyber risk, and employment practices liability. Our specialists provide tailored insurance solutions and risk mitigation strategies for Alberta businesses facing complex corporate governance challenges. We offer ongoing risk assessments and access to specialized insurance markets for executive protection needs.
Personal Insurance
Secure personalized insurance solutions for home, auto, and personal assets through our dedicated advisors. We offer customized policies with gap analysis to ensure complete protection for Alberta residents. Our team provides specialized coverage options including umbrella insurance, condo/tenant policies, and private client solutions while maintaining responsive claims support.
Transportation Risk Management
Mitigate risks for Alberta transportation companies through specialized fleet insurance and safety programs. Our in-house specialists conduct comprehensive risk assessments, develop safety protocols, and provide claims advocacy. We offer tailored coverage for commercial vehicles, cargo, and liability while focusing on accident prevention and regulatory compliance.
People
Chris Huebner
President & CEO
Leading Lloyd Sadd since 1995, Chris brings deep industry knowledge and strategic vision to drive the company's growth while maintaining its client-focused approach.
T. Marshall Sadd
Chairman
With 25+ years in insurance, Marshall provides leadership as former CEO, guiding strategic direction while maintaining the company's founding principles.
Jillian Mullenix
Chief Operating Officer
Jillian leverages 20+ years of finance and risk management experience to oversee operations, ensuring efficient service delivery and organizational excellence.
Tim Bakker
Vice President, Benefits & Pension
Tim combines insurance expertise with sports industry experience to lead benefit solutions, focusing on client-centric pension and insurance programs.
Ross Baillie
Senior Advisor, Partner
With extensive commercial insurance experience, Ross builds strong client partnerships while delivering specialized risk management solutions for Alberta businesses.
Questions
What types of business insurance do you offer in Alberta?
We provide commercial property insurance, liability coverage, construction insurance, fleet risk management, business interruption protection, and executive risk solutions tailored to Alberta businesses.
How do you help reduce insurance costs for Alberta companies?
Through proactive risk assessments, loss prevention strategies, competitive market negotiations, and customized coverage solutions that align with specific business needs.
What employee benefits services do you provide?
We offer group benefits design, pension planning, flexible benefits programs, claims analysis, and market negotiations to help Alberta employers maintain competitive packages.
Do you offer 24/7 claims support?
Yes, our 24/7 claims line provides immediate assistance with experienced advocates guiding clients through the entire claims process.
How do you support Alberta's construction industry?
Specialized construction insurance, surety bonds, risk assessments, and industry-specific seminars help Alberta contractors manage risks and secure competitive coverage.
What personal insurance options are available?
We offer home, auto, condo, tenant, umbrella, and private client insurance solutions with personalized advice and comprehensive protection options.