Business Details
32 Years
experience
Your Trusted Insurance Partner in Surrey, BC
At Prime Insurance, we have been proudly serving clients throughout British Columbia for over 30 years. As an independent, family-owned brokerage established in 1990, we specialize in delivering personalized insurance solutions with honesty, transparency, and care. Our commitment to excellence is rooted in decades of experience, with our first client still relying on our services today. Located in Fleetwood, Surrey, we extend our expertise across the Lower Mainland, offering tailored coverage for auto, home, life, and business insurance. Our team prioritizes understanding your unique needs to secure the best coverage at competitive rates, ensuring clarity and confidence in every policy we write.With a focus on long-term relationships, we pride ourselves on adapting to lifes changes, providing ongoing support to keep your protection current. Our dedication to client satisfaction is reflected in our loyal customer base, many of whom have trusted us for generations. We operate with integrity, emphasizing transparency in all communications and avoiding hidden fees. Whether you require routine updates or urgent assistance, our open daily availability and mobile delivery service ensure convenience without compromising personalized attention.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Condo Insurance
Renters Insurance
Motorcycle Insurance
RV Insurance
Boat Insurance
Commercial Insurance
Details
- Year established: 1994
Highlights and features
- We offer over 30 years of experience in BC insurance markets.
- Our team provides personalized policy reviews to match evolving needs.
- We guarantee 24/7 client support through flexible communication channels.
- Our brokerage holds an A+ Better Business Bureau rating.
- We implement a patented online policy management system for client convenience.
What people say
Excellent service
Very personable
Great customer service
Knowledgeable people
Highly recommend
Services
Auto Insurance
Our auto insurance protects against liability, collision, and comprehensive risks while offering emergency road service and uninsured motorist protection. We specialize in ICBC Autoplan renewals and private coverage options tailored to individual driving profiles. Clients benefit from mobile policy management and same-day document delivery across British Columbia.
Home Insurance
We provide customized home insurance covering structural damage, personal belongings, and liability claims. Our policies include high-value home options and seasonal property coverage with endorsements for earthquake and overland flood protection. Regular policy reviews ensure replacement costs remain current with market values and renovations.
Life Insurance
Our life insurance solutions include term and permanent policies designed to protect dependents from financial hardship. We offer mortgage protection plans and business succession coverage while leveraging relationships with top Canadian insurers to secure competitive rates and flexible terms for clients.
Business Insurance
We create customized business insurance packages combining liability, property, and business interruption coverage. Our expertise includes home-based business policies and commercial auto fleet insurance. We conduct annual risk assessments to ensure evolving operations maintain adequate protection across British Columbia.
Condo Insurance
Our condo insurance policies cover interior structures, personal belongings, and liability claims beyond strata corporation coverage. We specialize in bylaw-compliant policies that protect upgrades and fixtures while offering optional coverage for loss of use and additional living expenses during displacement.
People
Kul Shergill
President
With over 30 years in the insurance industry, Kul established Prime Insurance in 1994. He specializes in risk assessment and policy customization, maintaining direct client relationships while overseeing brokerage operations.
Kuljeet Shergill
Broker
As a licensed insurance broker, Kuljeet focuses on personal lines coverage, assisting clients with auto and home insurance solutions. He emphasizes clear communication and policy optimization for changing life circumstances.
Kamal Gill
Broker
Kamal specializes in commercial insurance solutions, helping businesses protect assets and manage liability risks. He conducts regular policy reviews to ensure coverage aligns with evolving operational needs across various industries.
Gurpal Shergill
Broker
Gurpal provides expertise in life and health insurance products, focusing on long-term financial protection strategies. He assists clients in structuring policies that complement broader estate planning objectives.
Harman
Broker
Harman supports clients with property and casualty insurance needs, emphasizing risk mitigation strategies for homeowners and renters. She provides detailed policy explanations to ensure client understanding of coverage parameters.
Questions
How can I renew my ICBC insurance policy?
Renew your ICBC policy online through our portal, by phone, or in person. We offer mobile document delivery for completed renewals.
Does home insurance cover earthquake damage?
Standard policies exclude earthquake coverage, but we can add it as an endorsement to protect British Columbia properties.
Can I get insurance for a home-based business?
Yes, we provide specialized policies covering business equipment and liability risks that standard home insurance excludes.
Are there discounts for bundling insurance policies?
Most insurers offer multi-policy discounts when combining auto, home, or life insurance through our brokerage.
What happens if my insurance needs change?
Contact us immediately to review and update your coverage for life events like home purchases or business expansions.
Do you assist with insurance claims?
Yes, we guide clients through the claims process and advocate with insurers to ensure fair, timely resolutions.
Videos
