Business Details
48 Years
experience
Your Trusted Insurance Partner in Vancouver
Habitat Insurance has been a trusted insurance provider in British Columbia since 1978. As an independent agency, we represent a wide range of insurance options from financially sound insurers, offering competitive pricing and customized packages. Our brokers have decades of combined experience, ensuring clients receive tailored advice and comprehensive coverage. We prioritize attentive service, regularly reviewing policies to meet evolving needs. With access to preferred insurance markets, we shop around to secure the best deals for individuals, businesses, and property owners.Our commitment to professionalism and client satisfaction has earned us a loyal customer base. We operate with transparency, providing clear guidance on coverage options and risk management. Located in Vancouver, we serve clients across Greater Vancouver and British Columbia. Our team includes specialists in commercial insurance, strata policies, and special risks. We pride ourselves on prompt claims assistance and personalized follow-up, ensuring clients feel confident in their insurance choices.
Services
Business Insurance
House Insurance
Strata Insurance
Condo Insurance
Earthquake Insurance
Boat Insurance
Auto Insurance
Travel Insurance
Details
- Year established: 1978
Highlights and features
- Over 35 years of experience in the insurance industry
- Competitive premiums through access to multiple insurers
- Experienced brokers with specialized expertise in various insurance types
- Personalized service with annual policy reviews
- Prompt claims assistance and 24/7 client support
What people say
Excellent job
Efficient broker
Great experience
Prompt claims assistance
Personalized service
Services
Business Insurance
We provide tailored business insurance for risks ranging from home offices to multi-million-dollar enterprises. Our brokers assess specific needs to ensure comprehensive protection against liabilities, property damage, and business interruptions. Clients benefit from competitive rates and access to specialized markets.
Earthquake Insurance
Optional coverage for earthquake-related damage, including building and contents protection. Policies feature customizable limits and deductibles, with availability of Earthquake Deductible Buyback coverage. Rates vary by location, building age, and construction type.
Strata Insurance
Comprehensive insurance for strata properties up to six units, including guaranteed replacement cost and liability protection. Policies include bylaws coverage and deductible assistance, underwritten by established Canadian insurers.
Condo Insurance
Coverage for condo unit contents, improvements, and strata deductibles. Includes additional living expense protection for primary residences. Optional earthquake and sewer backup coverage available to address modern risks.
House Insurance
Flexible policies for detached homes, duplexes, and rental properties. Features guaranteed replacement cost, broad/perils coverage options, and discounts for security systems. Specialized options for high-value homes and seasonal dwellings.
People
Grace Catao
Owner
With over 25 years of experience, Grace specializes in commercial insurance and strata policies. She has helped clients secure $1M+ bonds and complex risk coverage while maintaining a client-focused approach.
Jackie Wong
Insurance Agent
A 40-year industry veteran, Jackie provides home and auto insurance expertise. She offers bilingual Cantonese support and prioritizes attentive service for personal and travel insurance needs.
Jean Zhou
Insurance Broker
Jean specializes in efficient quote turnaround for homes, cars, and businesses. Fluent in Mandarin and Cantonese, she creates competitively priced, well-rounded insurance packages for diverse clients.
Richard Batista
Office Manager
With over a decade at Habitat, Richard manages ICBC Autoplan policies and complex risks. He provides expert guidance on commercial and non-standard insurance requirements.
Questions
What types of insurance does Habitat Insurance offer?
We provide home, business, strata, condo, earthquake, auto, boat, and travel insurance for clients across British Columbia.
Can I renew ICBC Autoplan insurance online?
Yes, ICBC Autoplan renewal is available online for standard changes, though complex adjustments require broker assistance.
How are earthquake insurance premiums determined?
Premiums depend on location, building age, coverage limits, and deductible choices, with special rates for different construction periods.
Do you offer commercial insurance for high-risk businesses?
Yes, our brokers specialize in hard-to-place risks including construction, IT, and professional liability coverage.
What discounts are available for home insurance?
Discounts include claims-free history, security systems, multi-policy bundling, and loyalty rewards of up to 60% savings.
