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Discover our Difference: Unbiased Guidance for Your Mortgage Needs

At Cutting Edge Lending, we pride ourselves on being a registered franchise of the Mortgage Alliance Network, with a team of mortgage professionals who can provide you with the choice, convenience, and counsel you need to achieve your mortgage goals. With over 40 lenders at our disposal, including some exclusive to mortgage brokers, we offer unbiased guidance in your mortgage decision-making process. Our team, led by Founder Andrew Kempton, has a combined 20 years of experience in the financial services industry, providing an in-depth understanding of mortgage broking and the ability to assist individuals in purchasing, building, and growing their property portfolio.

Why Choose Cutting Edge Lending?

With Cutting Edge Lending, you'll enjoy a range of benefits that set us apart from traditional banking institutions. Here are just a few reasons why you should consider using a mortgage broker like us:

Lower Rates: As a mortgage broker, we have access to multiple rates and lenders, which means we can often secure lower interest rates than those offered by traditional banks. By working with multiple lenders, we're able to identify the best rate for your individual situation, saving you valuable dollars over the life of your mortgage.

Free Services: Our services are completely free to you, with no hidden fees or costs. Mortgage brokers operate on commission, receiving payment from the lenders we represent, which means you'll never pay a penny extra for our expertise.

Customization: A mortgage broker can tailor a mortgage solution to your unique needs and financial situation. Whether you're a first-time homebuyer, looking to refinance, or need more flexible prepayment terms, we can work with you to find the perfect mortgage product.

Experience: With over a dozen mortgage brokers serving Vancouver Island, our team has a wealth of experience to draw upon. Our brokers have spent years honing their skills, working with a range of clients and lenders, and can identify scenarios that might have otherwise gone unnoticed, saving you thousands over the life of your mortgage.

Convenience: Let's face it - life can be busy! With Cutting Edge Lending, you don't have to take time off work to visit a bank branch or meet with a mortgage specialist. Our brokers are available on your schedule, whether that's during the day, evening, or weekends. Simply complete our online application and we'll do the rest, shopping the market to find the best mortgage solution for you.

Meet Our Team

At Cutting Edge Lending, we're committed to providing you with exceptional service and advice. With a team of experienced mortgage brokers serving the whole of Vancouver Island, you can trust that you're in good hands. From first-time homebuyers to seasoned property investors, we're here to help you achieve your real estate goals.

Reviews
Positive: The reviews are filled with praise for Andrew and Andrea's exceptional service, communication, and expertise, making them a top-notch mortgage team.

Exceptional Service and Communication

The reviews are overflowing with praise for Andrew and Andrea's exceptional service, communication, and expertise in handling mortgage needs. Clients have consistently expressed their satisfaction with the prompt responses to their inquiries, clear communication, and personalized approach.

Commitment to Clients' Best Interests

The team's dedication to finding the best mortgage options for their clients is evident in the reviews. Andrew and Andrea have gone above and beyond to ensure their clients receive the most suitable mortgage solutions, often exceeding their expectations.

Professionalism and Caring Approach

Clients have praised the team's professionalism, empathy, and caring attitude, making them feel valued and prioritized throughout the mortgage process. The team's ability to explain complex mortgage concepts in a clear and concise manner has also been appreciated.

Mortgage Experts with a Proven Track Record

With a combined 15 years of experience, Andrew and Andrea have built a reputation for being trustworthy, knowledgeable, and efficient in handling mortgage renewals, purchases, and other mortgage-related services. Their expertise has led to impressive results, including securing better mortgage rates and terms for their clients.

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