Business Details
Your Trusted Mortgage Broker for Home and Commercial Loans
MortgageDepot is a rapidly growing, digitally enabled, multi-state mortgage broker specializing in residential and commercial mortgages. Our mission is to deliver exceptional client service to the culturally diverse communities we serve, offering affordable financing options that help borrowers achieve homeownership. Ranked as one of the top 5000 privately held companies by Inc. Magazine for five consecutive years (2020 - 2024), we combine decades of industry expertise with modern digital strategies to streamline the mortgage process.Our team of best-in-class, multilingual mortgage professionals provides personalized guidance, ensuring clients make informed financial decisions throughout the financing lifecycle. We specialize in conventional, FHA, VA, jumbo, non-QM, and commercial loan programs, catering to borrowers with unique or complex financial situations. Our commitment to innovation and client satisfaction has made us a trusted partner for purchase, refinance, and investment property transactions.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Home Equity Lines
Commercial Mortgages
Non-QM Loans
Refinance Programs
Purchase Loans
Reverse Mortgages
Highlights and features
- Ranked in Inc. 5000 for five consecutive years (20202024).
- Multilingual team serving diverse cultural communities.
- Specialize in non-QM loans for complex financial situations.
- Streamlined digital mortgage process with fast closings.
- Offering competitive rates on 30+ loan programs.
Associations and certifications
- NMLS #1133788
What people say
Amazing work
First time home owner
Top clients
Hard working
Dream come true
Services
Conventional Loans
Conventional loans offer low down payments and flexible terms for borrowers with strong credit. Ideal for primary residences, second homes, or investment properties, these loans provide competitive rates without government insurance. Our brokers help clients navigate underwriting guidelines to secure optimal terms.
FHA Loans
FHA loans require as little as 3.5% down with lenient credit requirements, making them ideal for first-time buyers. Backed by the Federal Housing Administration, these mortgages offer mortgage insurance options and financing for primary residences, condos, and manufactured homes.
Non-QM Loans
Non-QM loans cater to self-employed or non-traditional borrowers who lack standard income verification. Programs include bank statement, foreign national, and asset-based options. These flexible solutions allow financing based on cash flow or asset depletion rather than traditional W-2 income.
VA Loans
VA loans provide 100% financing for eligible veterans and service members with no down payment or mortgage insurance. These government-backed mortgages offer competitive rates, flexible underwriting, and options to roll closing costs into the loan amount.
Commercial Mortgages
Commercial mortgages finance investment properties including multifamily, retail, and mixed-use buildings. Programs include non-recourse, bridge, and hard money loans with terms tailored to business cash flow and property type.
People
Tariq Bailey
Branch Manager, Loan Consultant
Tariq Bailey specializes in guiding first-time homebuyers and investors through mortgage options, leveraging his expertise in non-QM and jumbo loan programs to secure approvals for complex cases.
Marzena Potrapeluk
Loan Consultant
Marzena Potrapeluk provides personalized mortgage solutions with a focus on client communication, offering bilingual support and expertise in FHA, VA, and conventional loan programs.
Ruben Benjaminoff
Loan Consultant
Ruben Benjaminoff assists borrowers with purchase and refinance transactions, specializing in streamlined processes for self-employed individuals and those with unique income documentation needs.
Johnny Quinn
Loan Consultant
Johnny Quinn mentors junior staff while originating residential and commercial mortgages, focusing on conventional and government-backed programs for first-time buyers and investors.
Abril Ramirez
Mortgage Loan Processing Assistant
Abril Ramirez supports loan origination as a processing assistant, applying her administrative expertise and commitment to detail in handling documentation for purchase and refinance transactions.
Questions
What mortgage programs do you offer?
We offer conventional, FHA, VA, jumbo, non-QM, commercial, and reverse mortgages, along with specialized programs like bank statement loans and DSCR options.
Can I qualify for a mortgage with bad credit?
Yes, we offer loans for credit scores as low as 500, including FHA loans and non-QM programs tailored to borrowers with past credit challenges.
How much down payment is required?
Down payments start at 1% for qualified buyers, with options for zero down (VA) and flexible gift fund usage across multiple loan programs.
Do you offer refinancing options?
Yes, we provide cash-out, rate-and-term, and streamline refinancing for residential and commercial properties, including FHA-to-conventional conversions.
Are there closing cost assistance programs?
We offer down payment assistance and allow seller contributions up to 6% for eligible programs like FHA, VA, and USDA loans.
How long does the mortgage process take?
Our digital process typically closes loans in under 30 days, with expedited options available for qualified borrowers and streamlined refinance programs.
