Transforming Smiles, Transforming Lives
At our insurance agency, our mission is to provide consistent, sound advice to our current and future policyholders in order to achieve ultimate customer satisfaction. We understand that everybody is different, so we use an in-depth approach to customize an insurance and financial plan that is unique to you. We are determined to find the answers that are right for you, and to offer solutions that give you peace of mind. We fight for what is in your best interest - we'll always have your back.
Our Story
As a licensed insurance agent since 2010, Denise Tulk has consistently demonstrated a passion for helping individuals and families protect their financial well-being. With years of experience in the insurance industry, Denise has developed a unique understanding of the importance of personalized service and tailored insurance solutions.
Our Services
At our agency, we offer a comprehensive range of insurance products and services to meet the diverse needs of our clients. These include:
Auto Insurance: Protect yourself and your loved ones from the unexpected with our auto insurance coverage. Our policies provide financial protection in the event of an accident, ensuring you're always prepared.
Business Insurance: Protect your business and assets with our commercial insurance coverage. Our policies cover everything from liability and property damage to workers' compensation and more.
Home & Property Insurance: Ensure the safety and security of your home with our property insurance coverage. Our policies protect against theft, fire, water damage, and other perils.
Life Insurance: Build a secure financial future for your loved ones with our life insurance coverage. Our policies provide financial protection in the event of unexpected circumstances.
Living Benefits: Ensure financial security during periods of illness or disability with our living benefits coverage. Our policies provide financial support for you and your family during challenging times.
Vehicle Loans: Financing options are available to help you get behind the wheel of your new vehicle.
Mobile App: Stay connected with our mobile app, which allows you to file claims, manage your insurance, and access exclusive tools and features.
What Sets Us Apart
At our agency, we're committed to providing exceptional service and support to our clients. We take the time to understand your unique needs and circumstances, crafting personalized insurance solutions that meet your unique needs.
Our team consists of dedicated professionals who are passionate about helping our clients achieve their goals. We're proud to serve the communities of Stoney Creek, Winona, Grimsby, Hamilton, and beyond.
Get in Touch
Whether you're looking to purchase insurance, file a claim, or simply have a question, we're here to help. Contact us today to learn more about our insurance products and services.
Exceptional Service and Expertise
The reviews highlight the exceptional service and expertise provided by Denise Tulk at Desjardins. Many clients have expressed their gratitude for the personalized guidance and support they received in finding the right insurance policies for their needs. Denise is described as knowledgeable, patient, and thorough in explaining policy options, and her team is praised for their prompt and efficient service.
Efficient Claim Processing
One client, Patricia Budd, had a positive experience with the claim processing service. She was impressed by the expediency and professionalism of the adjuster, who resolved her claim quickly and efficiently. This experience stands out as particularly notable compared to past experiences with other insurance providers.
Expertise and Attention to Detail
Many clients have expressed their appreciation for Denise's expertise and attention to detail. Aurora, for example, praised Denise's team for their support and personalized attention in getting insurance for her home and vehicle. Karly Moore appreciated the thoroughness and attention to detail Denise's team showed in setting up her cottage insurance.

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