Business Details
Trusted Financial Advisers in Halifax | Assante Hydrostone
At Assante Hydrostone, we pride ourselves on delivering personalized wealth management solutions tailored to each client's unique journey. As the largest non-bank-owned wealth management branch in Atlantic Canada, we combine decades of industry expertise with a commitment to inclusivity and community impact. Our team of over 40 advisors collaborates with specialists in accounting, insurance, and estate planning to create comprehensive strategies that address both immediate needs and long-term goals. We emphasize financial education and transparency, empowering clients to make informed decisions while fostering intergenerational relationships.With offices across Nova Scotia, New Brunswick, and Ontario, we serve over 5,000 families and business owners, prioritizing personalized service over generic solutions. Our partnership-driven approach ensures clients benefit from both individual expertise and collective wisdom, while our non-bank-owned structure allows us to focus solely on client interests without institutional conflicts. Through responsible investing practices and tax-efficient strategies, we help clients navigate complex financial landscapes with confidence.
Services
Tax Planning
RRSP/TFSA Planning
Retirement Planning
Estate Planning
Business Owners Planning
Pensions
Life Changes
Complete Wealth Management
Financial Education
Community Support
Highlights and features
- We offer over 30 years of combined experience in wealth management across Atlantic Canada
- Our team includes 40+ certified financial professionals with specialized expertise
- We provide personalized financial strategies tailored to individual client circumstances
- Our non-bank-owned structure ensures unbiased, client-focused advice
- We maintain long-term intergenerational relationships with families and businesses
What people say
Transparency, insight
Proactive and truly passionate
Peace of mind
Personalized service
Trusted advice
Services
Tax Planning
Our tax planning services help clients minimize obligations through personalized strategies. We implement year-round approaches including Spousal RRSPs, RRIF conversions, and OAS clawback management. Advisors create customized plans that integrate with overall wealth management goals while ensuring compliance with evolving tax regulations.
RRSP/TFSA Planning
We develop tailored strategies for registered savings plans based on individual circumstances. Our advisors analyze marginal tax rates and savings objectives to recommend optimal RRSP/TFSA allocations. The service includes educational resources about contribution limits, withdrawal strategies, and long-term growth potential for retirement or short-term financial goals.
Retirement Planning
Our comprehensive retirement planning covers income projections, withdrawal strategies, and risk management. Advisors help clients navigate CPP/OAS timing, portfolio sustainability, and healthcare considerations. The service includes retirement spending plans and educational materials to ensure financial security throughout retirement years.
Estate Planning
We provide strategic estate planning that extends beyond will creation. Our advisors coordinate with legal professionals to develop comprehensive plans that minimize tax burdens, streamline probate processes, and prevent family conflicts. The service includes inheritance strategies and charitable giving options that align with clients' wishes.
Complete Wealth Management
Our holistic wealth management approach integrates tax, retirement, and estate planning with investment strategies. Advisors collaborate with accountants and legal experts to create cohesive plans that address all financial aspects. The service emphasizes responsible investing and intergenerational wealth transfer while maintaining focus on clients' unique life circumstances.
People
Bob Mackay
Senior Financial Advisor
Certified financial advisor with extensive experience in wealth management, specializing in retirement strategies and investment planning for individuals and businesses in Halifax.
Chris Ball
Senior Financial Planner
CFP and CIM designation holder with expertise in comprehensive financial planning, focusing on tax-efficient strategies and long-term wealth preservation for high-net-worth clients.
David Jones
Senior Financial Advisor
Experienced CPA and CFP professional providing tailored financial solutions, with particular expertise in business owner planning and complex tax situations.
Emily Rae
Senior Financial Planning Advisor
Certified financial planning expert specializing in retirement income strategies and intergenerational wealth transfer, committed to delivering personalized client solutions.
Marc Pinet
Wealth Management Advisor
CFP and CIM designation holder with comprehensive expertise in investment planning, estate strategies, and risk management for families and business owners.
Questions
What financial planning services do you offer?
We provide tax planning, retirement strategies, estate planning, RRSP/TFSA management, and comprehensive wealth management tailored to individual client needs.
How do you work with other professionals?
We collaborate with accountants, lawyers, and insurance specialists to create cohesive financial plans that address all aspects of your wealth.
What makes you different from other advisors?
As non-bank-owned advisors, we offer unbiased recommendations with a focus on personalized service and long-term client relationships.
How are fees structured for your services?
Our fee structure is transparent and based on the complexity of services required, with no hidden charges or unexpected costs.
Do you work with business owners?
Yes, we specialize in business owner planning including succession strategies, tax optimization, and personal wealth management.
How do you approach investment management?
We use responsible investing principles that align with your values while maintaining diversified portfolios tailored to your risk tolerance and goals.
