Turning your financial dreams into a reality!
At Bava Mortgage, we believe that everyone deserves a dream home. Whether you're purchasing your first home, refinancing your current mortgage, or looking for a commercial financing option, we're here to help you achieve your financial goals. Our team of experts has extensive experience in the mortgage and finance industry, and we're committed to providing you with personalized service and tailored solutions.
Our Services
At Bava Mortgage, we offer a wide range of services to cater to your unique needs. Whether you're looking for residential mortgage options or commercial financing solutions, we're here to help. Here are some of the services we offer:
Residential Mortgages
Our residential mortgage services include:
- Purchases
- Pre-approvals
- Home improvements
- Construction financing
- Second/vacation homes
- Refinance/equity mortgages
- Reverse mortgages (55+)
- First-time home buyers
- Self-employed debt consolidation
- Challenged credit mortgage renewals
- Rental/investment properties
- Special mortgage offers for purchases (e.g., interest-free mortgage, fixed-rate insured mortgage, cash-back mortgage)
Commercial Financing
Our commercial financing services include:
- Purchases
- Construction loans
- Refinance/equity mortgages
- Business loans
- Line of credits
- Waterfront properties
- Golf course retirement homes
- Multi-level lounge in downtown core
- Hotel in Merritt
- Hair salon
- Hobby farm
- Downtown condominiums
- Apartment buildings
Why Choose Us?
At Bava Mortgage, we believe in providing our clients with personalized service and tailored solutions. Here are some reasons why you should choose us:
- Experienced team: Our team has extensive experience in the mortgage and finance industry, ensuring that you receive expert advice and personalized service.
- Wide range of services: We offer a wide range of services to cater to your unique needs, from residential mortgage options to commercial financing solutions.
- Competitive rates: We work with numerous lenders to find the best interest rates for your individual situation, ensuring that you get the best deal.
- Quick application process: We simplify the mortgage application process, allowing you to quickly and easily apply for a mortgage.
Meet Our Team
Our team of experts is dedicated to providing you with exceptional service and tailored solutions. Meet Frank Bava, our Business and Residential Financing Specialist, who has 37 years of commercial and retail lending experience with the Royal Bank. Meet QiongYing (Cynthia) Li, our Mortgage/Financing Advisor, who is a BBA graduate with finance and marketing/minor in human resources from Thompson Rivers University.
Conclusion
At Bava Mortgage, we're committed to helping you achieve your financial goals. Whether you're looking for a residential mortgage or commercial financing solution, we're here to guide you through the process. Contact us today to learn more about our services and how we can help you achieve your dreams.
Overall Experience
The reviewers had an overwhelmingly positive experience with the mortgage service provider, citing helpfulness, professionalism, and efficiency as key strengths.
Key Strengths
- Guidance and Support: The provider, particularly Cynthia, was praised for offering expert guidance and finding good rates for the clients.
- Responsiveness: The service was commended for its prompt response to problems, with one reviewer mentioning that their issues were resolved in just one day.
- Ease of Work: The reviewers found it easy to work with the provider, appreciating their professionalism and quality of service.
Outstanding Qualities
- Helpfulness: The providers were consistently described as helpful and supportive throughout the process.
- Professionalism: The reviewers were impressed with the level of professionalism exhibited by the provider, citing quality, positive responsiveness, and value.

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