Business Details
13 Years
experience
Trusted Financial Advisers in Victoria, BC
Prosperity Planning has been dedicated to transforming financial futures since 2013. As a female-owned and operated firm based in Victoria, BC, we specialize in creating personalized financial strategies that align with our clients' unique goals. Our mother-daughter leadership team of Dale Collins and Courtney Castledine brings decades of combined experience in investment planning, retirement strategies, and estate management. We pride ourselves on building long-term relationships grounded in trust, transparency, and a deep understanding of our clients' personal and professional aspirations.Our approach combines technical expertise with compassionate guidance, ensuring clients feel empowered and secure in their financial decisions. We serve as trusted partners, helping families and individuals navigate complex financial landscapes with confidence. Our commitment to excellence is reflected in the testimonials of clients who credit our team with providing peace of mind and achieving their financial milestones. Through continuous education and a client-first philosophy, we maintain our position as leaders in personalized financial advisory services.
Services
Estate Planning
Investment Planning
Retirement Planning
Business Planning
Insurance Planning
Women in Wealth
Mutual Funds
Community Giving
Segregated Funds
Details
- Year established: 2013
Highlights and features
- We offer certified financial planners with decades of combined experience
- Our mother-daughter leadership team ensures continuity of service
- We provide personalized financial strategies tailored to individual needs
- We maintain transparent communication with no hidden fees
- We focus on long-term financial empowerment through education
What people say
Peace of mind
Warm and energetic
Incredibly knowledgeable
Total confidence
Professional and effective
Services
Estate Planning
Our estate planning service creates comprehensive strategies to ensure seamless asset transfer. We help clients establish wills, trusts, and legal documents that protect their wealth and intentions. This service provides peace of mind through organized succession plans tailored to individual family needs and financial circumstances.
Investment Planning
We develop customized investment strategies aligned with clients' financial goals and risk tolerance. Our approach combines market analysis with personal financial assessment to build diversified portfolios. This service helps clients grow their wealth while maintaining appropriate risk levels through ongoing portfolio management.
Retirement Planning
Our retirement planning service creates sustainable income strategies for post-career life. We analyze current assets, projected expenses, and government benefits to develop withdrawal plans. This service ensures clients maintain their desired lifestyle while optimizing tax efficiency throughout retirement.
Business Planning
We provide financial strategies for business owners including succession planning and growth financing. Our service addresses tax optimization, asset protection, and transition strategies. This helps entrepreneurs maintain business continuity while aligning company goals with personal financial objectives.
Insurance Planning
Our insurance planning evaluates coverage needs for life, disability, and critical illness protection. We help clients select appropriate policies that safeguard against financial risks. This service ensures adequate protection while balancing premium costs with comprehensive coverage requirements.
People
Dale Collins
Partner
Certified financial planner with over 20 years' experience, Dale specializes in retirement and estate planning. She focuses on creating personalized strategies that provide clients with long-term financial security and peace of mind.
Courtney Castledine
Partner
Financial planning expert with specialized knowledge in investment strategies and women's wealth management. Courtney works closely with clients to develop sustainable financial plans that align with their personal and professional goals.
Questions
What financial planning services do you offer?
We provide comprehensive services including investment planning, retirement strategies, estate planning, insurance solutions, business planning, and specialized wealth management for women.
How are your financial plans personalized?
We create customized strategies through detailed consultations that consider your unique financial situation, life goals, and risk tolerance levels.
What makes your firm different from other advisors?
Our multi-generational mother-daughter team provides continuity of service and combines decades of experience with modern financial strategies.
How do you charge for your services?
We use transparent fee structures based on the complexity of your financial needs, with no hidden charges or commissions on recommended products.
Can you help with estate planning?
Yes, we specialize in creating comprehensive estate plans that ensure your assets are distributed according to your wishes while minimizing tax implications.
Do you work with out-of-town clients?
While based in Victoria, BC, we work with clients across Canada through virtual consultations and digital document management systems.
