Business Details
17 Years
experience
Your Trusted Mortgage Broker in Victoria, BC
Established in 2009, Travelbea & Associates is a dedicated team of mortgage professionals serving Victoria, BC. Our team combines decades of industry experience with access to over 90 lending institutions, including major banks and credit unions, to provide tailored mortgage solutions. We prioritize client relationships over referral fees, ensuring transparent, client-centric service. Our expertise spans first-time homebuyer programs, self-employed financing, and credit rehabilitation, with a focus on long-term financial planning.Recognized nationally for excellence, we offer competitive rates and personalized guidance for home purchases, refinancing, renewals, and investment properties. Our Victoria office remains committed to simplifying mortgage processes through education, flexibility, and a trusted advisor approach.
Services
Mortgage Pre-Approval
Home Purchase
Refinancing
Renewal Services
Self-Employed Solutions
Details
- Year established: 2009
Highlights and features
- We offer decades of experience in mortgage financing and industry expertise.
- Our team accesses 90+ lenders to secure competitive rates and terms.
- We provide tailored solutions for unique financial situations and goals.
- Our integrity-driven approach avoids referral fees and prioritizes client needs.
- We build lasting relationships through transparent communication and education.
What people say
Exceptional service
Tailored solutions
Competitive rates
Transparent communication
Expert guidance
Services
Mortgage Pre-Approval
Our mortgage pre-approval process provides an accurate estimate of your borrowing capacity and monthly payments. We guide clients through rate locks, term options, and associated costs, ensuring clarity before home shopping. This service helps secure favorable financing while offering flexibility for market changes.
Home Purchase
We specialize in matching clients with competitive mortgage products for home purchases. Our team analyzes your financial profile to identify optimal rates and terms, streamlining the buying process while offering access to specialized programs for first-time buyers and unique situations.
Refinancing
Our refinancing solutions help clients consolidate debt, fund home improvements, or adjust terms for financial stability. We evaluate equity positions and market conditions to create strategies that reduce costs or unlock home equity for investment opportunities.
Renewal Services
We proactively manage mortgage renewals to secure better rates than standard lender offers. Our team negotiates terms up to six months before expiration, ensuring clients maximize savings and avoid automatic renewals at less favorable rates.
Self-Employed Solutions
We address unique income verification challenges for self-employed individuals. Our specialists access lender programs designed for business owners, ensuring fair assessment of financial stability and long-term income potential through alternative documentation methods.
People
Scott Travelbea
Mortgage Specialist
With over 15 years in mortgage finance, Scott Travelbea specializes in complex transactions and client education. He focuses on long-term financial planning and has earned national recognition for excellence in mortgage brokerage.
Felicia Thammavong
Mortgage Specialist
Felicia Thammavong brings expertise in first-time homebuyer programs and client relationship management. She prioritizes clear communication and has developed streamlined processes for efficient mortgage approvals.
Alicia Ooi
Mortgage Specialist
Alicia Ooi specializes in self-employed financing solutions and mortgage renewals. With a background in financial analysis, she excels at creating customized strategies for clients with non-traditional income structures.
Kelsey Massy
Mortgage Specialist
Kelsey Massy focuses on investment property financing and credit rehabilitation. She combines technical expertise with client education to help borrowers achieve long-term financial stability through strategic mortgage planning.
Joanna Sikorski
Mortgage Specialist
Joanna Sikorski specializes in refinancing strategies and debt consolidation solutions. Her approach emphasizes transparent communication and tailored financial roadmaps for clients at all life stages.
Questions
What mortgage services do you offer?
We provide pre-approvals, home purchase financing, refinancing, renewals, and specialized solutions for self-employed individuals through our network of 90+ lenders.
How can you help first-time homebuyers?
We offer first-time buyer programs with reduced down payment requirements and guide clients through tax incentives, closing costs, and optimal mortgage structures.
Do you work with self-employed individuals?
Yes, we specialize in self-employed financing solutions that accommodate non-traditional income verification through alternative documentation methods and specialized lender programs.
How do you secure competitive mortgage rates?
Our access to 90+ lenders and national mortgage brokerage network allows us to negotiate exclusive rates unavailable through direct lender applications.
What areas do you serve?
While based in Victoria, BC, we serve clients across Canada through our national mortgage brokerage platform and digital service capabilities.
How do you handle mortgage renewals?
We proactively manage renewals up to six months in advance, negotiating better terms than standard lender offers while maintaining transparent communication throughout the process.
