Private Capital Mortgage

At Private Capital Mortgage Ltd., we are a team of dedicated professionals committed to providing innovative mortgage solutions to individuals and companies across Western Canada. With our expertise and extensive experience, we have established ourselves as a leading private lender in the region. Our mission is to provide flexible and customized mortgage solutions that cater to the unique needs of our clients.

Our Services

We offer a wide range of mortgage services designed to meet the diverse needs of our clients. Our services include private lender services, private mortgages for raw land, private development mortgages, residential 1st and 2nd mortgages, commercial 1st and 2nd mortgages, equity loans, private construction financing, and equity lender services. We also provide private mortgage broker services, private funding to service land, re-finance existing mortgages, and private lending to subdivide property.

What Sets Us Apart

At Private Capital Mortgage Ltd., we differ from conventional lenders in several ways. Our lending decisions are not based on credit history, profitability, or financial statements. Instead, we focus on the value of the real estate being mortgaged. We offer short-term mortgage solutions with terms ranging from 3-12 months, and we can make decisions quickly, often approving deals within 24 hours and funding within 72 hours. We also require minimal documentation, typically only requiring a current appraisal by an accredited appraiser. Our lending process is streamlined, and we do not charge middlemen, brokers, or third-party fees.

Our Expertise

Our team of experts has extensive experience in providing mortgage solutions for various types of projects and industries, including raw land, acquisitions, commercial, residential, re-financing, land development, and construction financing. We are well-versed in the Western Canadian market and have a deep understanding of the local economy. Our expertise enables us to structure customized mortgage solutions that meet the unique needs of our clients.

Our Reach

Although we are based in Calgary, we provide mortgage solutions to clients across Western Canada, including Alberta and British Columbia. We have a strong presence in the region, and our team is dedicated to providing fast, professional service to our clients. Whether you're an individual or a company, we are committed to helping you achieve your real estate goals.