Business Details
15 Years
experience
Your Trusted Mortgage Brokers in Calgary
At Verico Maximum Mortgages, we bring over two decades of expertise to the Canadian mortgage industry, specializing in tailored financing solutions for first-time homebuyers, investors, and homeowners seeking renovations or debt consolidation. Founded in 2011, our brokerage prioritizes client-centric service, leveraging strong relationships with lenders to secure competitive rates and terms. Our team of licensed professionals, including broker-owner Daryl Marsden, holds memberships in the Alberta Mortgage Brokers Association and the Canadian Association of Accredited Mortgage Professionals, ensuring adherence to industry standards.With a focus on transparency, we provide free educational resources, including four authored books addressing common mortgage concerns, and maintain a streamlined online application process supported by personalized assistance. Client testimonials highlight our commitment to exceeding expectations through persistence, expertise, and post-approval benefits like cash rebates.
Services
Mortgage Brokerage
Pre-Approvals
Bad Credit Mortgages
Self-Employed Mortgages
Refinancing Solutions
Investor Mortgages
Online Applications
Credit Counseling
Rate Comparisons
Closing Assistance
Details
- Year established: 2011
Highlights and features
- We offer 24 years of specialized mortgage expertise in Calgary.
- Our team provides free educational resources authored by industry experts.
- We secure competitive rates through established lender relationships.
- Our client testimonials highlight exceptional service and cashback benefits.
- We prioritize transparency with no hidden fees or obligations.
Associations and certifications
- Alberta Mortgage Brokers Association
- Canadian Association of Accredited Mortgage Professionals
- Real Estate Council of Alberta
What people say
Best rate secured
Patient and thorough
Cashback benefits
Expertise in field
Transparent process
Services
Mortgage Brokerage
We connect clients with lenders to secure competitive mortgage rates and terms. Our services include pre-approvals, refinancing, and specialized solutions for first-time buyers, investors, and self-employed individuals. With established lender relationships, we streamline the application process and provide ongoing support until closing.
Bad Credit Mortgages
We assist clients with damaged credit histories in obtaining mortgages through specialized lenders. Our team evaluates down payment capacity, equity, and financial circumstances to secure financing options, even for those with lower credit scores. We provide guidance to improve creditworthiness for future applications.
Online Applications
Our secure online platform allows clients to submit mortgage applications remotely. We guide applicants through each step, ensuring accurate documentation submission and offering alternative methods like phone or in-person consultations for added convenience and privacy.
Educational Resources
We offer four free digital books authored by broker Daryl Marsden, covering common mortgage concerns. These resources provide actionable insights on credit management, financing strategies, and navigating the mortgage process, empowering clients to make informed decisions.
Investor Mortgages
We specialize in financing solutions for real estate investors, including multi-property portfolios and rental income assessments. Our services include analyzing investment potential, securing favorable terms, and streamlining approvals for clients expanding their property holdings.
People
Daryl Marsden
Broker Owner
With 24 years in Calgary's mortgage industry, Daryl Marsden is a licensed broker and author of four mortgage guides. A former Alberta Mortgage Brokers Association director, he specializes in tailored financing solutions and client education.
Questions
What does it cost to use a mortgage broker?
Using our services is free; lenders pay us a finder's fee upon successful mortgage completion.
Can I get a mortgage with bad credit?
Yes, with at least 25% down payment or equity, we can secure mortgages for clients with lower credit scores.
How long does mortgage approval take?
Approvals typically take 24-48 hours, though some lenders offer near-instant decisions.
What documents are required for a mortgage application?
Provide employment verification, down payment proof, tax records, and property purchase contracts.
Do you offer online mortgage applications?
Yes, our secure online portal streamlines applications, with optional phone or in-person support available.
Are there additional costs beyond the mortgage?
Appraisals ($250), CMHC fees ($165), legal fees ($400-700), and inspections ($250-450) may apply.
