Business Details
33 Years
experience
Your Trusted Mortgage Broker in St. Albert, AB
AMF Equity Loans has been a trusted Canadian mortgage brokerage since 1993, specializing in equity-based lending solutions. Our team prioritizes client care, offering transparent processes with no hidden fees, lender fees, or application fees. We focus exclusively on home equity loans, leveraging property value to provide quick approvals and timely funding for debt consolidation, renovations, and business investments. With decades of combined experience, our brokers and associates deliver personalized service across British Columbia, Alberta, and Ontario. We maintain an A+ BBB rating through our commitment to fair practices and repeat client benefits.Our streamlined process allows same-day approvals and funds within 5-7 business days, serving clients with diverse credit histories. By eliminating formal appraisal costs and third-party surprises, we ensure clarity at every stage. Our repeat business and referrals reflect our dedication to resolving complex financing scenarios where traditional lenders have declined applicants. Our team's expertise in equity-based lending has helped thousands achieve financial goals through tailored mortgage solutions.
Services
Mortgage Loans
Home Equity Loans
Debt Consolidation
Renovation Financing
Business Investment Loans
Details
- Year established: 1993
Highlights and features
- We offer equity-based approvals with no credit checks or income verification
- Our process guarantees no hidden fees, lender fees, or application fees
- We provide same-day approvals and funds within 5-7 business days
- We serve clients across British Columbia, Alberta, and Ontario
- Our A+ BBB rating reflects our commitment to transparent lending practices
Associations and certifications
- Better Business Bureau (BBB)
What people say
Quick and easy process
Professional and helpful team
No hidden fees
Fast funding available
Excellent communication
Services
Mortgage Loans
Our mortgage loans provide financing based solely on property equity, with no income verification required. Clients can borrow up to 75% of their property value, less existing mortgages. This solution helps homeowners access funds quickly for various purposes while maintaining transparent fee structures.
Home Equity Loans
Equity-based loans allow property owners to leverage their home's value without traditional credit checks. We assess property value through tax assessments, realtor evaluations, and market comparisons. This service enables fast funding for renovations, debt consolidation, or business investments within 5-7 business days.
Debt Consolidation
Our debt consolidation service combines multiple obligations into one manageable payment with competitive rates. By using property equity, clients reduce monthly payments and simplify financial management. This service specifically helps those declined by traditional lenders achieve financial stability through structured repayment plans.
Renovation Financing
Specialized financing for home upgrades enables property owners to enhance value through renovations. We provide quick approvals for projects like roof replacements or kitchen upgrades, with funds available within a week. This service supports both immediate repair needs and long-term property enhancement goals.
Business Investment Loans
Equity-based business loans offer working capital for entrepreneurs without income verification. Property owners can access funds for business expansion, equipment purchases, or operational needs. This service caters to small business owners seeking alternative financing solutions outside traditional banking channels.
People
William J Russell
President, Broker
With 25 years in the family business, William leads AMF's expansion across Canada. His hockey career in North America and Europe shaped his client-focused approach to mortgage brokerage.
Tanya Russell
Managing Partner
Tanya has specialized in mortgage solutions since 2004, emphasizing straightforward service and personalized client relationships. She manages loan scenarios that other lenders have declined.
Tammy Topilko
Mortgage Associate
Tammy brings 20+ years of finance experience, focusing on finding tailored solutions for clients' financial goals through equity-based lending products.
Gianna Marques
Mortgage Assistant
With 18 years in banking and 10 years in mortgages, Gianna specializes in helping clients achieve homeownership and financial objectives through personalized service.
Bill Russell Sr.
Founder
Establishing AMF in 1993, Bill created Canada's leading equity-based mortgage brokerage. His economics background from Simon Fraser University shaped the company's unique lending approach.
Questions
What types of loans does AMF offer?
We specialize in first and second mortgages based solely on property equity, with no income verification required for debt consolidation, renovations, and business investments.
How quickly can I get approved?
Same-day approvals are available, with funds typically accessible within 5-7 business days after completing necessary documentation.
Are there any hidden fees?
We guarantee no hidden fees, lender fees, or application fees throughout our entire lending process.
What property types qualify?
We accept residential homes, farms, cottages, and commercial properties valued at $100,000 or more with sufficient equity.
Can I consolidate multiple debts?
Yes, our equity loans allow combining multiple obligations into one manageable payment with competitive rates and no prepayment penalties.
