Business Details
Your Trusted Mortgage Brokers in Victoria, BC
Mortgage Designers is a dedicated mortgage brokerage committed to delivering personalized and seamless mortgage solutions. With over 36 years of industry experience, our team combines deep local market knowledge with a client-centric approach to guide individuals through every stage of their home buying, refinancing, or investment journey. We prioritize transparency, integrity, and tailored financial strategies, leveraging access to over 50 lenders to ensure clients receive competitive rates and flexible terms.Our expertise, rooted in decades of hands-on experience and active involvement in professional organizations like the Mortgage Brokers Institute of British Columbia, positions us as trusted advisors in the mortgage industry. We are dedicated to empowering clients with the knowledge and confidence needed to make informed financial decisions.
Services
Mortgage Pre-approval
Debt Consolidation
Renovation Finance
Investment Properties
Self-Employed Mortgages
Highlights and features
- We offer 36 years of mortgage industry experience with local market expertise.
- Our team provides access to over 50 lenders for competitive rate comparisons.
- We deliver personalized mortgage solutions tailored to individual financial situations.
- Our brokers hold active roles in professional organizations like MBIBC.
- We prioritize transparency, integrity, and client education throughout the process.
Associations and certifications
- Mortgage Brokers Institute of British Columbia (MBIBC)
Services
Mortgage Pre-approval
Our mortgage pre-approval service helps clients understand their budget before house hunting. By analyzing financial history and creditworthiness, we provide a clear spending range, streamlining the home-buying process and strengthening offers in competitive markets.
Debt Consolidation
We help clients reduce high-interest debt burdens through home equity-based consolidation strategies. This service simplifies payments and lowers interest costs while ensuring responsible borrowing aligned with long-term financial goals.
Investment Properties
Our team specializes in financing solutions for real estate investors. We analyze cash flow potential and risk factors to secure mortgages for rental properties, vacation homes, or portfolio expansions with favorable terms.
Self-Employed Mortgages
We address unique income verification challenges for self-employed clients, offering alternative documentation options and lender partnerships to secure competitive mortgage rates for business owners and freelancers.
Renovation Finance
We provide specialized financing for home improvements, new construction, or major repairs. Our solutions consider project scope and property value potential to ensure funding matches renovation timelines and budget requirements.
People
Kelly Curtis
Owner/Broker
With 36 years in the mortgage industry and 20 years working with RE/MAX Camosun, Kelly Curtis brings extensive local market expertise. As MBIBC Vice President, she contributes to industry education while providing clients with personalized mortgage solutions rooted in integrity.
Nick Broughton
Mortgage Planner
Nick Broughton combines five years of mortgage experience with a background in insurance risk management. He focuses on transparent advice and tailored financing solutions, leveraging his client service skills to simplify the mortgage process for first-time buyers and investors.
Hannah Silletta
Client Coordinator
Hannah Silletta ensures smooth operations and client communication at Mortgage Designers. With prior experience in hospitality and social media management, she provides efficient support throughout the mortgage journey while maintaining a welcoming client experience.
Questions
What sets Mortgage Designers apart from traditional banks?
As independent brokers, we work for you, not a single lender. This allows us to access 50+ lenders to find competitive rates and terms tailored to your needs.
What mortgage services do you specialize in?
We specialize in pre-approvals, refinancing, investment properties, debt consolidation, and tailored solutions for self-employed individuals across Victoria and Nanaimo.
How does the mortgage pre-approval process work?
We assess your financial situation, credit history, and goals to provide a pre-approval letter outlining your budget, helping streamline your home search.
Can you help clients with unique financial situations?
Yes, we offer specialized solutions for self-employed professionals, clients with credit challenges, and those seeking renovation or investment financing.
What areas do you serve?
We primarily serve Victoria and Nanaimo, BC, with expertise in local real estate markets and lending opportunities across Canada.
