Business Details
Your Trusted Insurance and Financial Advisor in Calgary
Joanne Drodge Insurance has been serving clients across Canada since 2015, offering personalized insurance and financial planning solutions. With over 25 years of industry experience, our team specializes in life insurance, critical illness coverage, disability protection, and non-medical policies tailored to individual needs. We prioritize client education, ensuring informed decisions through clear explanations of policy benefits and financial strategies.Our commitment extends beyond transactions, focusing on long-term relationships and community involvement, including annual participation in the Kidney March to support health awareness. Backed by partnerships with leading Canadian insurers, we deliver reliable protection for families and businesses nationwide.
Services
Life Insurance
Critical Illness Insurance
Disability Insurance
Non-Medical Insurance
Financial Planning
Highlights and features
- 100% Canadian-owned with nationwide service coverage
- Specialized expertise since 1992 in complex insurance cases
- Personalized policy recommendations based on individual needs
- 24/7 availability for urgent insurance consultations
- Community-focused approach with annual charity event participation
What people say
Identified extra insurance coverage
Thorough explanations of policy differences
Fantastic at setting us up
Passionate and professional approach
Best at what she does
Services
Life Insurance
Our life insurance policies provide tax-free financial support for beneficiaries, covering mortgages, education costs, and living expenses. We offer customizable term and permanent solutions for working professionals, stay-at-home parents, and business owners. With options for immediate coverage and simplified underwriting, clients receive protection tailored to their unique circumstances.
Critical Illness Insurance
Critical illness policies deliver lump-sum payments upon diagnosis of covered conditions like cancer or heart disease. This coverage complements disability insurance by providing immediate funds for medical treatments or lifestyle adjustments. We specialize in plans for high-risk applicants and family coverage options through major Canadian insurers.
Disability Insurance
Our disability insurance safeguards income against unexpected illness or injury, covering both on-the-job and off-the-job incidents. Policies include customizable benefit periods and elimination periods to match individual risk profiles. We help clients assess existing coverage gaps and implement supplemental protections for comprehensive financial security.
Non-Medical Insurance
Non-medical insurance options allow quick approval without blood tests or doctor exams. These policies suit applicants with pre-existing conditions or those seeking faster coverage for high-risk occupations. We provide underwriting guidance to maximize approval chances while maintaining competitive premium rates for simplified issue policies.
Financial Planning
Comprehensive financial planning services include TFSA, RRSP, and GIC investment strategies tailored to short and long-term goals. We help clients balance debt management with emergency savings while optimizing tax-efficient growth opportunities. Our approach integrates insurance protection with investment planning for holistic financial security.
People
Joanne Drodge
Insurance Broker & Financial Advisor
With 30+ years in insurance, Joanne specializes in personalized coverage solutions. She holds industry certifications and participates annually in the Kidney March charity event. Her client-first approach focuses on long-term financial security through tailored insurance and investment strategies.
Questions
What insurance options exist for pre-existing medical conditions?
We offer non-medical simplified issue policies and specialized plans for applicants with prior health issues. Coverage availability depends on current health status and specific insurer underwriting guidelines.
How does critical illness insurance differ from disability coverage?
Critical illness provides lump-sum payments upon diagnosis of specific conditions, while disability insurance replaces income during work inability. Both can complement each other for comprehensive protection.
Do you serve clients outside Alberta?
Yes, we provide insurance solutions across British Columbia, Saskatchewan, and Nova Scotia through our online brokerage platform and virtual consultation services.
What financial planning services do you offer?
We provide TFSA, RRSP, GIC, and LIRA investment strategies alongside insurance integration. Our services help clients achieve short-term savings goals and long-term retirement objectives with tax-efficient solutions.
Can I get coverage for high-risk hobbies?
Yes, we offer specialized policies for high-risk activities and occupations. Coverage terms vary by insurer and specific risk factors, which we'll help you navigate during consultation.
Videos
