Business Details
20 Years
experience
Your Trusted Mortgage Broker in Richmond Hill
Dominion Lending Centres is a trusted mortgage brokerage with access to over 230 lending institutions across Canada, including major banks, credit unions, and trust companies. Our licensed mortgage professionals prioritize client needs over lenders, offering personalized solutions for first-time homebuyers, self-employed individuals, and those with credit challenges. Since our launch in 2006, we have earned national recognition, including multiple Canadian Mortgage Awards for excellence in brokerage services and branding. Our team provides 24/7 support, including evenings and weekends, and offers in-home consultations to accommodate client schedules.We specialize in mortgage pre-approvals, renewals, refinancing, and equity solutions while maintaining a commitment to securing the most competitive rates available. Our expertise extends to mortgage life insurance products that protect clients' investments and financial futures. With a proven track record of client satisfaction and industry accolades, including rankings on the PROFIT 200 list of Canada's fastest-growing companies, we combine extensive market knowledge with personalized service to deliver optimal mortgage solutions.
Services
Mortgage Pre-Approval
Mortgage Renewal
Mortgage Refinance
Home Equity Solutions
Self-Employed Mortgages
Details
- Year established: 2006
Highlights and features
- Access to over 230 lending institutions nationwide
- Personalized mortgage solutions for diverse financial situations
- Award-winning service recognized by Canadian Mortgage Awards
- 24/7 availability including evenings and weekends
- Expert guidance through complex mortgage processes
Associations and certifications
- CMP Canadian Mortgage Awards
What people say
Excellent customer service
Patient and thorough guidance
Secured best market rates
24/7 availability and support
Stress-free mortgage process
Services
Mortgage Pre-Approval
Our mortgage pre-approval service helps clients understand their purchasing power and secure favorable terms before house hunting. This process involves comprehensive financial assessment and market analysis to ensure clients receive competitive offers. With access to multiple lenders, we help clients lock in optimal rates while preparing them for successful home purchases.
Mortgage Renewal
We specialize in mortgage renewal solutions that help clients avoid costly default renewals with existing lenders. Our team actively shops for better rates 4-6 months before expiration, leveraging relationships with 230+ institutions to secure improved terms. This proactive approach ensures clients maintain competitive rates throughout their homeownership journey.
Mortgage Refinance
Our refinance services help clients access home equity for investments, debt consolidation, or major purchases. We analyze current market conditions and client financials to structure optimal refinance packages. This service includes detailed comparisons of available products and guidance through the entire approval process to maximize financial benefits.
Home Equity Solutions
We provide tailored home equity solutions that help clients leverage property value for various financial needs. Our experts assess individual circumstances to recommend appropriate equity-based products while explaining associated risks and benefits. This service includes competitive rate comparisons and personalized repayment strategy development.
Self-Employed Mortgages
Our specialized self-employed mortgage solutions address unique income verification challenges faced by entrepreneurs. We work with lenders offering flexible documentation requirements and income validation methods. This service includes tailored product recommendations and guidance through the specific underwriting processes required for self-employed applicants.
People
Paul Poirier
Mortgage Broker, Level 2 Originator
Paul Poirier is a licensed mortgage broker with Dominion Lending Centres, holding Originator Licence #M08000297. With extensive industry experience, he specializes in connecting clients with optimal mortgage solutions while maintaining a reputation for exceptional customer service and market expertise.
Questions
What mortgage products do you offer?
We offer comprehensive mortgage products including purchase mortgages, renewals, refinancing, home equity solutions, and specialized programs for self-employed individuals through our network of 230+ lending institutions.
How do you help clients secure better rates?
Our brokers leverage relationships with multiple lenders to negotiate competitive rates, actively shop for better terms before renewals, and provide personalized comparisons to ensure clients receive optimal mortgage offers.
What makes your mortgage insurance unique?
Our mortgage protection plans offer portability across lenders, stable premiums regardless of health changes, and combined life/disability coverage that traditional bank policies typically don't provide.
Do you work with first-time homebuyers?
Yes, we specialize in first-time homebuyer programs, providing guidance through the entire process including pre-approvals, market navigation, and access to specialized financing options.
How do you support clients during the mortgage process?
We offer 24/7 availability, evening and weekend appointments, in-home consultations, and personalized guidance throughout the mortgage lifecycle from initial consultation to closing and beyond.
