Business Details
Your Trusted Partner for Insurance & Financial Planning Solutions
Coulas Insurance is a Canadian insurance and financial services company dedicated to building custom insurance and financial plans for business owners, incorporated professionals, and families. Our independence ensures we always act in the best interest of our clients, providing diverse, leading-edge insurance and wealth management solutions that protect clients, their businesses, and families. With over 30 years of experience in group insurance, life insurance, and business wealth strategies, we specialize in coordinating integrated planning opportunities tailored to individual and corporate needs.Our team of qualified professionals, including a Chartered Life Underwriter and a Qualified Associate Financial Planner, delivers risk management and financial planning strategies using the best available solutions in the Canadian marketplace. We prioritize long-term client relationships built on trust, exceptional customer service, and a commitment to ongoing client education.
Services
Employee Benefits
Insurance
Investments
Business Owners Solutions
Estate Planning
Highlights and features
- We operate independently, ensuring unbiased advice in clients' best interests
- Our team includes a Chartered Life Underwriter with 30+ years of experience
- We specialize in integrated insurance and financial planning strategies
- We provide prompt, personalized support with immediate response times
- We offer customized solutions for business owners, professionals, and families
What people say
Outstanding services
Immediate reply
Professional service
Great support
Long-term partnership
Services
Employee Benefits
We design customized employee benefit plans to help businesses attract and retain key talent. Our solutions balance cost-effectiveness with comprehensive coverage, including health, dental, and retirement benefits. With decades of experience negotiating competitive rates, we ensure employers maintain financial control while providing valuable employee protections.
Business Insurance
Our business insurance solutions protect companies against operational risks through tailored plans that include disability insurance, critical illness coverage, and business overhead expense protection. We specialize in creating succession plans and wealth management strategies that safeguard business assets while ensuring continuity during transitions or unexpected events.
Investment Planning
We offer investment solutions including RRSPs, TFSAs, RESPs, and annuities to help clients grow their wealth strategically. Our approach combines market expertise with personalized risk assessment to create portfolios aligned with individual financial goals, whether for retirement, education funding, or intergenerational wealth transfer.
Estate Planning
Our estate planning services ensure clients' assets are distributed according to their wishes while minimizing tax implications. We create comprehensive plans for business owners, retirees, and families that address succession, power of attorney arrangements, and long-term care provisions, providing peace of mind for future generations.
Financial Advice
We provide personalized financial advice covering retirement planning, tax optimization, and risk management strategies. Our certified advisors work closely with business owners and professionals to develop customized plans that address cash flow management, wealth accumulation, and protection against financial uncertainties.
People
Nadiya Sakhno
Vice President Insurance & Financial Advisor
Qualified Associate Financial Planner with 15+ years of experience helping Ottawa business owners and families. Holds Mutual Funds and Life Insurance licenses, specializing in customized financial solutions and risk management strategies.
Marty Coulas
President
Chartered Life Underwriter with over 30 years of expertise in group insurance and business wealth strategies. Specializes in employee benefits, succession planning, and integrated insurance solutions for corporations and high-net-worth individuals.
Samuel Ileka-Priouzeau
Director of Client Services
Bilingual client services director with 13 years of experience in complex financial negotiations. Holds Masters degree in Finance and Mortgage Agent certification, dedicated to ensuring exceptional service delivery and client satisfaction.
Questions
What insurance services do you offer for business owners?
We provide comprehensive business insurance solutions including disability coverage, critical illness insurance, business overhead protection, and succession planning tailored to protect your company's assets and ensure continuity.
How are you different from other insurance providers?
As an independent agency, we're not tied to any specific insurance company, allowing us to offer unbiased advice and select the best solutions from multiple providers to meet your unique needs.
Do you offer personalized financial planning services?
Yes, our certified financial planners create customized retirement plans, investment strategies, and estate planning solutions for individuals, professionals, and business owners based on their specific financial goals.
What areas do you serve?
While based in Ottawa, we serve clients across Ontario and Canada-wide through our network of trusted partners and digital consultation capabilities for comprehensive financial planning services.
