Business Details
50+ Years
experience
Your Trusted Insurance Partner in Carleton Place
Doucett Insurance has been dedicated to protecting the interests of clients and their employees since 1939. Our expertise spans group benefits insurance, risk management, and personalized insurance solutions tailored to individuals, small and medium-sized businesses, and Chambers of Commerce across Eastern Ontario. With a deep understanding of the insurance landscape, we collaborate closely with clients to design comprehensive plans that address their unique needs. Our commitment to excellence is reflected in our long-standing reputation, client-centric approach, and partnerships with leading industry organizations.We prioritize transparency, reliability, and ongoing support to ensure our clients achieve peace of mind and financial security. Our team combines decades of local experience with nationally recognized expertise, offering innovative solutions that adapt to evolving client requirements. By maintaining a focus on community impact and ethical practices, we strive to be a trusted partner in safeguarding the futures of our clients.
Services
Group Benefits Insurance
Business Insurance
Personal Insurance
Mortgage Insurance
Critical Illness Insurance
Details
- Year established: 1939
Highlights and features
- We offer over 85 years of localized insurance expertise in Eastern Ontario.
- Our team holds specialized designations including Certified Employee Benefits Specialist.
- We provide fully customized insurance plans for businesses of all sizes.
- Our client retention rate exceeds 95% due to personalized service.
- We partner with nationally recognized plan administrators for stable coverage.
What people say
Excellent customer service
Loyal support
Outstanding knowledge
Professional responsiveness
Trusted partner
Services
Group Benefits Insurance
Doucett Insurance designs comprehensive group benefits plans that enhance employee wellness and retention. Our solutions include health, dental, disability, and critical illness coverage tailored to business needs. With access to nationally pooled plans, small businesses gain stable rates and broad protection.
Business Insurance
We provide customized business insurance solutions covering key-person protection, salary continuation, and overhead insurance. Our plans safeguard against financial losses from disability, death of critical personnel, or operational disruptions through flexible, tax-advantaged structures.
Personal Insurance
Our personal insurance plans offer financial security for individuals and families through life, disability, and critical illness policies. These customizable solutions protect against income loss, medical expenses, and long-term care needs while providing tax benefits.
Mortgage Insurance
We offer mortgage insurance solutions that protect homeowners against financial obligations during critical illness or disability. Our policies ensure mortgage payments continue when needed most, providing security for families and estates.
Critical Illness Insurance
Our critical illness policies provide lump-sum payments for 25+ covered conditions including cancer, heart attack, and stroke. This financial protection helps clients focus on recovery without worrying about treatment costs or lost income.
People
Heather Allin
Certified Employee Benefits Specialist
Fourth-generation insurance professional with specialized expertise in group benefits. Holds CEBS, GBA, RPA, and CMS designations. Recognized as a top Canadian agent for Chambers of Commerce Group Insurance Plan.
Jennifer McIntyre
Insurance Specialist
Brings 15 years of customer service experience to insurance planning. Expertise in home, auto, and group insurance. Focuses on client education and personalized coverage solutions.
Questions
What insurance options are available for small businesses?
We offer the Chambers of Commerce Group Insurance Plan for businesses with 1+ employees, including health, dental, disability, and critical illness coverage with nationally pooled rates.
How does coordination of benefits work?
Coordination of benefits allows combining multiple insurance plans to maximize coverage. We help clients optimize claims processing across employer, spouse, and individual policies.
Can I customize my personal insurance plan?
Yes, we create tailored personal insurance solutions combining life, disability, critical illness, and long-term care coverage to match individual financial protection needs.
What happens to coverage when leaving employment?
Most group insurance plans offer conversion options within 31 days of employment termination, allowing continuation of coverage as an individual policy.
How do pre-existing conditions affect coverage?
Pre-existing conditions may require medical underwriting but shouldn't prevent coverage. We work with insurers to find solutions that address existing health conditions.
What's the difference between mortgage insurance and life insurance?
Mortgage insurance pays the lender directly, while life insurance provides flexible death benefit protection to beneficiaries for any purpose, including mortgage payments.