Business Details
20 Years
experience
Trusted Mortgage Brokers in Surrey, BC
Dominion Lending Centres Macklem Mortgages Macklem Mortgages has been a trusted name in the mortgage brokerage industry since January 2006. Our team of licensed professionals works directly for clients, not lenders, ensuring access to competitive rates and tailored financing solutions across Canada. With a network of over 230 lending institutions, including major banks and credit unions, we specialize in first-time homebuyer programs, self-employed financing, and credit-repair mortgages. Recognized nationally with awards such as Mortgage Brokerage of the Year and ranked among Canada's fastest-growing companies by PROFIT Magazine, we combine expertise with personalized service.Our professionals are available evenings, weekends, and even offer in-person consultations to meet client needs. We prioritize transparency, empowering homeowners to make informed decisions during purchases, renewals, or refinancing. Our commitment to excellence has earned us a reputation as a leader in the Canadian mortgage market.
Services
Home Purchase
Mortgage Renewal
Refinance
Home Equity
Mortgage Life Insurance
Self-Employed Solutions
CHIP Refinance
Credit Repair Financing
Investment Property Loans
Vacation Home Mortgages
Details
- Year established: 2006
Highlights and features
- We offer access to over 230 lending institutions across Canada.
- Our team has received national awards for mortgage brokerage excellence.
- Available 24/7, including evenings and weekends for your convenience.
- We provide personalized mortgage solutions tailored to unique financial needs.
- Ranked among Canada's fastest-growing companies by PROFIT Magazine.
Associations and certifications
- Canadian Association of Accredited Mortgage Professionals
Services
Home Purchase
We specialize in home purchase mortgages, offering competitive rates and flexible terms for first-time buyers and experienced homeowners. Our team guides clients through pre-approval, rate comparisons, and closing processes. With access to over 230 lenders, we ensure tailored solutions that align with individual financial goals and property needs.
Mortgage Renewal
Our mortgage renewal service helps clients secure better rates before their current term expires. We analyze market options and negotiate with lenders to maximize savings. Proactive renewal planning ensures homeowners avoid defaulting to standard rates, saving thousands over the loan's lifetime through strategic timing and expert negotiation.
Refinance
Refinancing services unlock home equity for debt consolidation, renovations, or investments. We assess eligibility and structure loans to optimize financial outcomes. Clients benefit from lower interest rates, improved cash flow, and customized repayment plans tailored to long-term financial stability and growth objectives.
Self-Employed Solutions
Tailored mortgage solutions for self-employed individuals address unique income verification challenges. We connect clients with lenders offering flexible documentation requirements and competitive terms. Our expertise ensures self-employed applicants access financing options that reflect their business stability and personal financial health.
Home Equity
Home equity services help clients leverage property value for financial opportunities. We facilitate loans for major expenses like education, renovations, or investments. By analyzing equity positions and market conditions, we structure low-rate financing that balances immediate needs with long-term wealth-building strategies.
People
Bill Macklem
Billion Dollar Broker
Bill Macklem is a top-ranked mortgage professional with decades of experience in Canadian real estate finance. He specializes in complex mortgage solutions for diverse clients.
Questions
What mortgage options are available for first-time homebuyers?
We offer specialized programs with competitive rates, flexible down payments, and pre-approval guidance tailored to first-time buyers' needs.
How can refinancing save me money?
Refinancing can lower interest rates, reduce monthly payments, or unlock equity for debt consolidation and home improvements.
Do you offer mortgages for self-employed individuals?
Yes, we provide tailored solutions with flexible income verification for self-employed applicants.
What should I consider when renewing my mortgage?
Start shopping 4-6 months before expiry to compare rates and negotiate better terms than your lender's default offer.
Are your mortgage rates competitive across Canada?
Yes, we access over 230 lenders nationwide to ensure competitive rates for all clients.
Can I get a mortgage with credit challenges?
We specialize in credit-repair mortgages and work with lenders offering flexible terms for improved financial situations.
