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Your Trusted Insurance Partner in Guelph Since 1870
Established in 1870, Sutherland Insurance has served as a trusted insurance brokerage in Guelph for over 150 years. As a fifth-generation family business, we combine cutting-edge technology with personalized service to meet the unique needs of our clients. Our philosophy centers on exceeding customer expectations through integrity, confidentiality, and a commitment to continuous improvement. We partner exclusively with reputable insurers to ensure reliable coverage for personal and commercial clients across Ontario.

Our team of experts provides tailored insurance solutions, leveraging deep industry knowledge to protect assets ranging from collector cars to manufacturing facilities. With a focus on community and innovation, we maintain a 24/7 claims line and prioritize direct client interaction over automated systems. Our legacy of service excellence continues through strategic investments in professional development and client education initiatives.
Services
Personal Insurance Business Insurance Cyber Insurance Contractors Insurance E-Commerce Insurance Office Insurance Absentee Landlord Insurance Manufacturing Insurance Warehouse Insurance Student Housing Insurance
Highlights and features
  • We have over 150 years of experience in the insurance industry
  • Our team provides 24/7 claims support and personalized service
  • We offer tailored insurance solutions for unique assets and businesses
  • Our brokers maintain strict confidentiality of client information
  • We partner exclusively with reputable, stable insurance providers
What people say
Exceptional service Long-standing trust 24/7 claims support Personalized solutions Industry expertise
Services
Business Insurance
Comprehensive protection for commercial assets including property, equipment, and liability risks. Our policies safeguard businesses against financial losses from natural disasters, lawsuits, and operational disruptions. We offer specialized coverage for manufacturing, warehousing, and student housing sectors.
Personal Insurance
Tailored protection for personal assets including homes, vehicles, and valuable possessions. Our offerings include home, auto, life, and travel insurance with options for unique needs like collector cars and seasonal properties.
Cyber Insurance
Specialized coverage against cyber threats and data breaches for businesses. This includes protection against financial losses from network security failures, business interruption, and legal liabilities related to digital operations.
Contractors Insurance
Risk management solutions for construction professionals. Our policies address industry-specific risks including property damage, equipment loss, and liability claims arising from contracting work across residential and commercial projects.
Student Housing Insurance
Customized insurance for student rental properties covering property damage, liability claims, and income loss. Designed for absentee landlords managing multi-tenant housing units near educational institutions.
People
Zac Sutherland
President
Fifth-generation leader with extensive insurance experience, Zac Sutherland oversees operations and strategic direction while maintaining client relationships.
Jeff Sutherland
Chairman
Industry veteran with decades of experience guiding the brokerage's long-term vision and maintaining family business values.
Steve Kurtz
Vice President
Commercial insurance expert with specialized knowledge in risk management solutions for Ontario businesses across multiple sectors.
Sarah Crawford
Claims Broker
Dedicated claims specialist providing 24/7 support to policyholders navigating insurance claims processes for personal and business losses.
Stacy Crane
Personal Lines Team Lead
Insurance professional specializing in personal coverage solutions with expertise in home, auto, and specialty insurance products.
Questions
What insurance types do you specialize in?
We offer personal insurance (auto, home, life) and commercial coverage (business, cyber, contractors) with specialty options for unique assets.
How do I file an insurance claim?
Contact our 24/7 claims line at 1-800-263-1032 or reach Sarah Crawford directly at 519-904-9544 for immediate assistance.
Do you serve businesses outside Guelph?
Yes, we provide insurance solutions across Ontario and have experience serving clients in Wellington, Bruce, Grey, and Huron counties.
What makes your brokerage different?
Our fifth-generation family business combines traditional values with modern technology to deliver personalized service and comprehensive coverage options.
How are insurance premiums determined?
Pricing considers factors like coverage type, asset value, claims history, and risk profile, with customized quotes developed by our experienced brokers.
Do you offer online insurance tools?
Yes, we provide online quote systems and digital resources while maintaining personalized broker support for complex insurance needs.
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