Business Details
37 Years
experience
Trusted Insurance Solutions for Your Business & Home
St Andrews Insurance has served Ontario since 1989, rooted in trust and exceptional service. Our team partners with top insurance providers to offer tailored solutions for individuals, families, and businesses. With decades of expertise, we prioritize personalized service, ensuring clients receive coverage aligned with their unique needs. Our vision emphasizes simplicity, dependability, and empowerment, reflecting values of trust, care, and integrity.We actively engage in community initiatives, fostering connections that support local growth. Accredited by the Insurance Bureau of Canada, RIBO, and CISRO, we maintain industry-leading standards while delivering stress-free insurance experiences.
Services
Business Insurance
Home Insurance
Car Insurance
Life Insurance
Group Benefits
Surety Bond Insurance
Cyber Liability Insurance
Professional Liability Insurance
Commercial Auto Insurance
Business Interruption Insurance
Details
- Year established: 1989
Highlights and features
- We offer over 30 years of insurance expertise tailored to Ontario businesses.
- Our personalized approach ensures coverage aligns perfectly with client objectives.
- We provide innovative insurance products with competitive pricing and technology-driven solutions.
- Our comprehensive solutions protect businesses of all sizes across multiple industries.
- We collaborate with top-tier providers to deliver affordable rates and exceptional service.
Associations and certifications
- Insurance Bureau of Canada
- RIBO
- CISRO
What people say
Personable and get the job done
Quick responses
Trustworthy and diligent
Excellent customer service
Guided us smoothly
Services
Business Insurance
Protects businesses from risks like property damage, liability claims, and cyber threats. Covers operational continuity during disruptions. Ideal for Ontario businesses in retail, construction, and professional services seeking tailored coverage.
Home Insurance
Safeguards homes against fire, theft, and natural disasters. Includes liability protection and coverage for personal belongings. Offers optional endorsements for flood or earthquake damage in Ontario.
Car Insurance
Provides liability, collision, and comprehensive protection for Ontario drivers. Customizable with rental car coverage and accident waivers. Rates vary by vehicle type, driver age, and claims history.
Life Insurance
Offers term, whole, and universal life policies to secure family futures. Covers income replacement, debts, and final expenses. Includes optional critical illness or accidental death benefits.
Group Benefits
Comprehensive health, dental, and disability plans for Ontario businesses. Enhances employee retention with tax-advantaged benefits. Tailored to workforce demographics and industry needs.
Questions
What types of business insurance do you offer?
We provide liability, property, cyber, and business interruption insurance, tailored to Ontario industries like construction and retail.
How are home insurance premiums calculated?
Factors include location, home age, claims history, and coverage limits. Ontario averages $1,522 annually.
Do you offer discounts for car insurance?
Yes, bundling policies, safe driving records, and higher deductibles reduce premiums.
Can I customize group benefits for my employees?
Yes, plans are tailored to workforce demographics and business needs in Ontario.
What is covered under life insurance policies?
Death benefits, critical illness coverage, and income replacement, with term and permanent options.
How do I file an insurance claim?
Contact us promptly, document damages, and submit required paperwork for streamlined processing.
