Protecting & Preserving everything you've worked so hard to build.
At Larmond Risk Management, we pride ourselves on being your trusted advisor in planning for your financial future. Our team of experienced professionals is dedicated to helping successful business owners, professionals, and investors protect and preserve the fruit of their labor. With a focus on insurance planning, estate planning, and tax reduction and mitigation, we provide comprehensive strategies designed to minimize taxes and ensure your family, business, and legacy are preserved for generations to come.
Our Services
At LRM, we understand that each client's needs are unique, which is why we take a personalized approach to planning. Our services include:
- Insurance Planning: We will work with you to create a customized plan that incorporates life insurance, disability insurance, and other protection-based insurance plans to ensure your family's financial security is protected in the event of a unexpected life event.
- Estate Planning: Our estate planning services are designed to preserve your assets and minimize taxes, ensuring that your family's legacy is protected for generations to come.
- Tax Reduction and Mitigation: We will work with you to implement strategies that reduce your tax liability and minimize taxes, allowing you to keep more of your hard-earned wealth.
- Legacy Planning: Our legacy planning services enable you to manage your finances and assets for future generations, ensuring that your family's financial well-being is preserved for years to come.
Our Team
At the heart of Larmond Risk Management is our team of experienced professionals, led by Chad J. Larmond, CLU, CPCA, RHU. With over 15 years of experience in the insurance industry, Chad has worked with some of the top advisors in Canada and has developed a keen understanding of what it takes to create a comprehensive financial plan. His consultative approach to insurance planning has earned him a reputation as a trusted advisor, and his commitment to building long-term relationships with his clients is unparalleled.
Our Philosophy
At LRM, we believe that financial planning is not just about accumulating wealth, but about preserving and protecting it for generations to come. We understand that every client is unique, which is why we take a personalized approach to planning, tailoring our strategies to meet your specific needs and goals. Our goal is to be your trusted advisor, working closely with you to achieve your financial objectives and ensure that your family's financial well-being is protected for years to come.
Why Choose Us
If you're looking for a trusted advisor who can help you achieve your financial goals, choose Larmond Risk Management. Our team of experienced professionals is dedicated to providing you with personalized service and guidance, ensuring that your financial future is secure and your family's legacy is protected. With our expertise in insurance planning, estate planning, and tax reduction and mitigation, we can help you create a comprehensive plan that meets your unique needs and goals. Contact us today to schedule a consultation and start building a brighter financial future.
Excellent Customer Service
The reviewers praised the exceptional customer service provided by Chad and Mitz of LRM Insurance. They were commended for their professionalism, kindness, and willingness to listen to clients' questions and concerns.
Knowledgeable and Experienced Professionals
Chad and Mitz were recognized for their extensive knowledge and experience in the insurance industry. They took the time to explain complex concepts in a clear and concise manner, making clients feel comfortable and confident in their decisions.
Personalized Approach
The reviewers appreciated the personalized approach taken by Chad and Mitz, who worked closely with them to understand their unique needs and provided tailored solutions.
Responsive and Efficient
Chad and Mitz were praised for their quick response to emails and phone calls, ensuring a smooth and efficient process for their clients.
Recommendations
All reviewers highly recommended LRM Insurance, citing their positive experiences and the excellent service provided by Chad and Mitz.

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